

Carmel, Carmel by the Sea, CA
Carmel by the Sea, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Chad and his team, at Synergy 1 Lending, are an amazing group, they make the process of home lending and efficient, and uniquely a pleasant experience. I highly recommend Chad Hawker at Syngery 1 for all of your lending needs.
Chad, and his team at Syngery 1 Lending, were magnificent, freindly, supportive, knowledgable, met every timeline, and also post purchase follow up, and they provide value add products post purchase as well. I highly recommend Chad and Syngery...
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Excellence in every area!
Everyone was so responsive and kind. They walked us through the process wjth clarity
Extremely helpful
Reply from Team Hawk
August 12th, 2026 07:25 PM
M., I appreciate your kind words about how helpful you found the experience with Team Hawk. If there's anything more I can assist you with, please feel free to reach out.
Team Hawk has received a review with 5 star rating from Robert G
Reply from Owner
August 7th, 2026 06:36 PM
Thank you, Robert, for giving Team Hawk a perfect rating. I'm grateful for your support and look forward to continuing to assist you in the future.
Great, fast communication
Reply from Team Hawk
August 7th, 2026 03:16 PM
Robert, I'm glad to hear that you appreciated the great and fast communication with Team Hawk. Your feedback is valued, and I'm here if you need any further assistance.
Chad and his team helped me close a very tricky Purchase transaction and they managed to do it a week earlier than expected. In addition, Chad introduced me to a new insurance source that saves me a lot of money. Only one other lender was even...
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Reply from Owner
August 7th, 2026 07:29 PM
Ryan, I'm pleased to hear about your positive experience with Chad and his team on your purchase transaction. It's nice to know we could assist in closing the deal early and finding you a cost-saving insurance solution. Your trust and recommendation...
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Chad and his team helped me close a very tricky Purchase transaction and they managed to do it a week earlier than expected. In addition, Chad introduced me to a new insurance source that saves me a lot of money. Only one other lender was even...
read more
Reply from Team Hawk
August 7th, 2026 03:13 PM
Ryan, I'm grateful for your kind words about Chad and his team's work on your purchase transaction. It's wonderful to hear that we could close it earlier than expected and help you find a new insurance source that saves you money. Your recommendation...
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Team Hawk, you really know your stuff. I felt confident with you from the start and already look forward to future business.
Reply from Team Hawk
August 4th, 2026 03:51 PM
Jennifer, I appreciate your confidence in me and Team Hawk. I'm glad to hear that you're already looking forward to future business with us. Please reach out anytime you need assistance!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235