
Carlsbad, CA
Carlsbad, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Buying a house can be extremely stressful and hard to keep organized. Melissa made the process seamless and took the time to provide updates and walk through step by step. I really appreciated the above and beyond service during the process....
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We had the greatest experience dealing with Melissa at Gem Mortgage. She is very informative, easy to talk to and very professional. Melissa was always there when we needed her. Her communication with the whole process from beginning to end...
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Melissa made our Refi experience a great one. She worked on our behalf to ensure we received the best rate and made sure all of our questions were answered. The process was fast, simple, and exceeded our expectations.
Melissa and her team have done more than 6 loans for our properties. She is AHHH-mazing to work with. Her attention to detail is above all standards. She is 100% professional and most always out performs on her promises. I had to do a HELOC...
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Melissa is so efficient and effective! From beginning to end I never feared because I knew she had our best interests in mind and would ensure that we were not just “another deal”! This is the second time we’ve used her and when the next time...
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Everyone was super accommodating, and very kind! Made the whole process pretty easy for me!
Melissa is incredibly thorough and efficient. The process was easy and all questions were answered in a timely manner. I would recommend any and all friends for all home loan needs. Melissa will take great care of everyone!
Active and clear communication on the whole mortgage loan process. Will highly recommend Melissa and her team at GEM Mortgage!
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Melissa was very knowledgeable and always there to answer our questions. She made sure all paperwork was processed on time or even ahead of schedule. She was great to work with!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)