
Carlsbad, CA
Carlsbad, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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I tried arm chair Quarter Quarter backing what I thought the market should do after the Feds dropped the interest rate.
Melissa patiently explained my options an saved us from making a mistake.
We are repeat customers with GEM Mortgage and each time they never disappoint. They are timely, communicative, and a so easy to work with. And, they just so happen to be really nice people. I highly recommend.
We cant even begin to express our gratitude to Melissa and her team. We worked with them for several months and they were always positive, honest, professional and always had our best interest in mind.The mortgage/home buying process can be...
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Words can not describe the gratitude my Family and I have for Melissa and her Team. So greatful for her hard work, long hours and unwillingness attitude to make our dreams become a reality. Melissa was very informative through the whole process,...
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The process is long, tedious and drawn out and quite stressful, but you kept us all together and always with a smile.
You guys are awesome. Make loan applications very easy and quick. Very professional and knowledgeable.
This is my second experience with Melissa and summer.
So refreshing to have such professional people to work with! Would be happy to work with them again.
Melissa is great at explaining and communicating all stages for the refinancing process.
My experience with GEM Mortgage was great and tailored to my needs with great care.
Melissa and her team are simply just on it, 100%. Their industry knowledge and service is top notch!
SHe helped us out in all situations, and was definitely a person whom we felt would reply real quickly, and HAS replied real quickly to all our inqueries and needs. She's been great!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)