
Carlsbad, CA
Carlsbad, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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The whole process was very easy
Melissa and her team are amazing. They are on top of every issue that can arise. Melissa pays attention to detail and is extremely diligent throughout the whole process. There isn't a moment when she rests until you are funded! Highly recommend!...
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Professionalism, communication was second to none! Every turn has been consistent and ahead of schedule though-out the entire transaction. Very pleased!
Melissa, Summer and team made the entire refi process go extremely smoothly. Always available and quick to reply with answers to questions and providing updates along the way. We couldn’t have asked for a better experience!
Melissa is outstanding to work with. She responds immediately to inquiries and her follow through is crucial helping us to us close the loan expeditiously. I can strongly recommend Melissa for any mortgage processing requirements.F B Dempsey...
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Melissa was on top of the process and guided us through every step.
Melissa and her team were extremely diligent in moving through the underwriting process. They were able to manage all aspects of coordinating with vendors and external partners in an efficient manner even though our loan was a little more complex...
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Melissa has done several loans for us throughout the years. I HIGHLY recommend her! She provides the highest of support from start to finish, there are NEVER any questions left uncovered at the last minute. You will feel like she is a true...
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Knowledgeable, smooth process.
Melissa Sparks and Summer Ramesh did a fantastic job helping me refinance my home. They were very helpful and upfront about everything. Summer worked with me to get the best possible deal for new mortgage. They answered all my questions and...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)