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Carlsbad in Carlsbad, CA

Carlsbad, CA

Carlsbad, CA
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Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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  • M
    Mikaela C
    Oceanside, CA
    Posted on March 6th, 2021 02:15 PM
    Melissa Sparks is AMAZING! She walked us through every step of the loan process and we truly felt like we were a team. 10/10 recommend everyone work with her!
  • C
    Cathleen N
    Oceanside, CA
    Posted on March 4th, 2021 01:04 PM
    Melissa informed us every step of the way through the process of buying our new home through emails and phone calls. Friendly, informative, and punctual. She was understanding to our needs and very supportive. I would recommend her highly to...
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  • E
    Elizabeth A
    Carlsbad, CA
    Posted on March 1st, 2021 07:14 PM
    Melissa was great on handling some situations that arose, she was on top of them and was able to get us through them. She went way above our expectations. We our very thankful for her expertise and commitment.
  • M
    Merritt D
    Fullerton, CA
    Posted on February 25th, 2021 04:18 PM
    Attention to detail, constant revision and hunting for the perfect lock.
  • M
    Michelle D
    Fullerton, CA
    Posted on February 25th, 2021 03:34 PM
    We have loved working with Melissa and Summer and their team. They are incredibly detail oriented, personable and hard working. They were our lender when we bought our house and now with this refinance. I would highly recommend them to anyone....
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  • M
    Mirella A
    Brentwood, CA
    Posted on February 23rd, 2021 07:52 PM
    The whole process
  • D
    Daniel A
    Brentwood, CA
    Posted on February 20th, 2021 02:59 PM
    Melissa and her team made everything easy for me. Everything went smooth and best of all I got a very low rate!! Thank you guys!
  • S
    Samuel P
    Hemet, CA
    Posted on February 14th, 2021 06:50 PM
    Great service, would definitely recommend to friends and family.
  • F
    Francisco D
    Lake Forest, CA
    Posted on February 14th, 2021 02:16 AM
    Melissa goes above and beyond to ensure that the process moves well. Her gut feelings on if and what to follow-up on and verify is going smoothly have been very good for our process. And she makes herself available when we need her.
  • C
    Connie W
    Vista, CA
    Posted on February 12th, 2021 06:06 PM
    Best service and communication I've ever experienced in doing a loan! I highly recommend Melissa Sparks at GEM mortgage!!
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    About
    Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)