
Carlsbad, CA
Carlsbad, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Melissa Sparks is AMAZING! She walked us through every step of the loan process and we truly felt like we were a team. 10/10 recommend everyone work with her!
Melissa informed us every step of the way through the process of buying our new home through emails and phone calls. Friendly, informative, and punctual. She was understanding to our needs and very supportive. I would recommend her highly to...
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Melissa was great on handling some situations that arose, she was on top of them and was able to get us through them. She went way above our expectations. We our very thankful for her expertise and commitment.
Attention to detail, constant revision and hunting for the perfect lock.
We have loved working with Melissa and Summer and their team. They are incredibly detail oriented, personable and hard working. They were our lender when we bought our house and now with this refinance. I would highly recommend them to anyone....
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The whole process
Melissa and her team made everything easy for me. Everything went smooth and best of all I got a very low rate!! Thank you guys!
Great service, would definitely recommend to friends and family.
Melissa goes above and beyond to ensure that the process moves well. Her gut feelings on if and what to follow-up on and verify is going smoothly have been very good for our process. And she makes herself available when we need her.
Best service and communication I've ever experienced in doing a loan! I highly recommend Melissa Sparks at GEM mortgage!!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)