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Carlsbad in Carlsbad, CA

Carlsbad, CA

Carlsbad, CA
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Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 633-0720
Carlsbad, CA
https://gemcorp.com/
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  • for
    Melissa Sparks
    SFTP
    M
    Michael F
    El Cajon, CA
    Posted on March 30th, 2023 07:47 PM
    Melissa gives great advice to buyers about when the right time to lock on a loan for their new home. She also offers tons of great information about the entire process and makes new buyers feel well informed and ready to make the next step....
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  • for
    Melissa Sparks
    SFTP
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    James M
    San Diego, CA
    Posted on March 24th, 2023 02:31 PM
    Melissa was super helpful
  • for
    Melissa Sparks
    SFTP
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    Nicola Z
    San Diego, CA
    Posted on March 22nd, 2023 06:12 PM
    Melissa was amazing. She made the entire process seamless, was extremely communicative and always willing to take time to explain every step of the process. Super knowledgeable and always had our best interest at heart. Couldn't recommend her...
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    Carlsbad
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    Juan R
    Posted on March 9th, 2023 03:32 PM
    Marina at GEM Mortgage was great and worked hard to get my loan funded. I would definitely recommend her and her staff. Thank you Marina!
  • for
    Melissa Sparks
    SFTP
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    Joseph P
    La Jolla, CA
    Posted on February 24th, 2023 03:43 PM
    GREAT COMMUNICATION
  • for
    Carlsbad
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    Alejandra M
    Posted on February 22nd, 2023 06:39 PM
    Thomas performs and delivers high quality service. He made the whole process easy and stress free because of his knowledge and experience. I am so happy that my husband and I were able to purchase a new home with his help. It has always been...
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    James S
    Posted on February 14th, 2023 10:07 PM
    Thomas at Golden Empire Mortgage is the best lender out there. The whole team at GEM has always made it a pleasant and seamless experience. They say they're "your lender for life", and they make good on it by being excellent in their customer...
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  • for
    Melissa Sparks
    SFTP
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    Nim W
    Vista, CA
    Posted on February 12th, 2023 05:45 PM
    Great knowledgeable people
  • for
    Melissa Sparks
    SFTP
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    Connie W
    Vista, CA
    Posted on February 9th, 2023 04:02 PM
    The loan officer , Melissa Sparks! She is highly knowledgeable, communicates well and in timely manner, any and all necessary information, which made the process so smooth and easy! I would highly recommend her to everyone!
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    Carlsbad
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    Jahi E
    Posted on February 5th, 2023 10:28 PM
    Mark, Amy and Angela were an absolute pleasure to work with. The process of preparing for and qualifying for a jumbo loan is not an easy process, but this team delivered at a high level. From standard to creative, they found ways to land the...
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    About
    Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)