
Atlantic Bay Mortgage Group - Yorktown, VA
Yorktown, VA

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Dawn was amazing from start to finish. Very personal & on top of everything! Thank you so much!
Ginny and her team made the lending process very easy, especially since she worked so well with our realtor, Carlyn Menser. Everything was transparent, well-communicated, and trustworthy. Additionally, the team was always reachable and reactive...
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Reply from Ginny Francum
May 24th, 2026 01:00 PM
Thanks so much for the great feedback!!
The whole team was extremely kind, professional, and quick. They helped my wife and I buy our first home, while walking us through the numbers. 10/5 Team!
Reply from Ginny Francum
May 24th, 2026 12:59 PM
That’s great to hear!! Thank you!
Atlantic Bay Mortgage provided outstanding service in processing our loan for a new home purchase. We experienced the highest degree of professionalism - a thoughtful, efficient, and patient team guiding us through this process.Atlantic Bay...
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Bill is the best. He always comes through! Great advice. I've worked with Bill for multiple mortgages over the years. Highly recommend him!
Reply from Bill Duggan
April 24th, 2026 03:32 PM
Matt, I'm grateful for your continued trust and high recommendation. It's awesome to know that my advice has been helpful and that you've had great experiences with multiple mortgages. Thank you for your kind words and ongoing support! Really...
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We purchased the home we had been renting and were working directly with our landlords on a short time line. Ginny and her entire team helped us navigate every step of the process, including dealing with the VA for our loan. Everyone was patient...
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Professional team. Smooth process throughout .
Reply from Ginny Francum
May 24th, 2026 12:54 PM
Thank you Brandon!!
Love how on top of everything you and your team were. Love how you were available and happy to answer any questions and talk us through parts of the process we needed more clarity on.
Reply from Ginny Francum
May 24th, 2026 12:54 PM
We appreciated you trusting us. Congrats on your new home!
First time homebuyer and was extremely nerv at first but I was reminded throughout the process that ginny and the rest of the team we here for me and to make sure things were set up correctly. The whole team was super friendly and responded...
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Reply from Ginny Francum
May 24th, 2026 12:54 PM
You did it!!
Jeremy was so kind and communicative . We have purchased homes before but he still took the time to make sure we understand each stage of the loan process.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 91236
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.