ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Always available to answer questions, met us at our level and very understanding. went extra mile to guide us through the loan process.
If we are to do this over again we definitely go for Ryan.
Reply from Ryan Charles
September 1st, 2025 03:46 PM
Thank you, Medrine, for sharing your experience. I'm pleased to know that I could be there for you at every step and meet you right where you needed. It's important to me that the loan process is as seamless and guided as possible. I'm truly...
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It's hard to find client focus support. I was greatful for the awesome support Ryan provided. Always willing to answer my questions and extremely responsive to call backs. Thank you Ryan.
Reply from Ryan Charles
July 7th, 2025 01:53 PM
Thank you, James, for your kind words. I'm glad to have been able to provide you with the support and responsiveness you needed. It was a pleasure assisting you at ALCOVA Mortgage. If you have any further questions or need assistance in the...
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Ryan and his processor, Sandy are the best! I can't say enough wonderful things about Ryan's communication, responsiveness, and efficiency throughout the process. We have worked with Ryan through both refinancing and home purchase. All have...
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Reply from Ryan Charles
July 4th, 2025 12:45 PM
I'm thrilled to hear about your positive experiences with both your refinancing and home purchase. It was a pleasure working with you, and I appreciate your kind words about my communication and efficiency. Sandy and I are grateful for your...
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As a second time home buyer, words hardly describe how greatful I am for Ryan Charles. His quick work and outstanding communication far exceeded anything I've experienced in the past. I hope to work with him again in the future, as well as...
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Ryan was fantastic throughout my home-buying experience! He was extremely knowledgeable, helpful, made himself available for any and all questions, and truly made the process feel easy. Thank you, Ryan!
Reply from Ryan Charles
June 24th, 2025 01:25 PM
I'm thrilled to hear that your home-buying experience was smooth and that I could assist you effectively. Thank you for your kind words, Kayley. It was a pleasure working with you.
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As a second time home buyer, words hardly describe how greatful I am for Ryan. His quick work and outstanding communication far exceeded anything I've experienced in the past. I hope to work with him again in the future, as well as recommend...
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Reply from Ryan Charles
June 7th, 2025 02:05 PM
I'm thrilled to hear about your positive experience, Adam. It was a pleasure assisting you with your home buying process, and I'm grateful for your kind words and recommendations. I look forward to the opportunity to work with you again in...
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Ryan was straigtht forward with his cousel and up front about everything.
Reply from Ryan Charles
June 5th, 2025 02:27 PM
I'm glad to hear that you found my counsel straightforward and appreciated the upfront approach. It was a pleasure assisting you with your mortgage needs at ALCOVA Mortgage. Thank you for your positive feedback.
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Ryan was informative, clear, and personable throughout the process. So easy to work with And great at follow up.
Reply from Ryan Charles
June 3rd, 2025 08:36 PM
I'm thrilled to hear that you found the process informative and clear, Ashley. It was a pleasure working with you, and I'm glad I could make the experience easy and personable. Thank you for your kind words and for choosing ALCOVA Mortgage.
Ryan came highly recommended and we could not imagine a better experience. He made us a priority, answered all of our questions (and we had a lot), and worked hard to make our closing seamless. We also felt appreciated for the prep and time...
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Ryan is very knowledgeable in his field and is a very nice person to deal with. Easy to talk to and explains everything in plain english. Would recommend him to anyone needing a broker.
Reply from Ryan Charles
May 29th, 2025 01:14 PM
I appreciate your kind words, Keith. I'm glad to hear that you found our interactions informative and comfortable. Thank you for your recommendation; it was a pleasure assisting you with your mortgage needs.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance