

ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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I don't typically write reviews, but in this case I have too. Ryan Charles exceeded my expectation in every possible way. Follow up, follow through, guidance, professionalism, obvious knowledge of the industry, and even post closing follow...
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Ryan Charles was an amazing person to work with! We worked with him when we were in the process of buying our first house. Any questions we had, and there were a lot, he was easy to get a hold of and was very honest and informative with his...
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I have had the chance to work with Ryan Charles twice now. My first experience with Ryan was during a refinance of my home mortgage. I was introduced to Ryan through a mutual acquaintance that had also had several dealing with him and had nothing...
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My wife and I used Ryan Charles when we went to buy our first home. Ryan was incredibly helpful and knowledgeable in regards to the entire processed and helped walk us through each step. He was always available to answer any questions we had...
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Ryan worked with us on a refinance in May of 2013, he was referred to us by a friend. The process was smooth, he was very professional, knowledgeable and friendly. We have referred him to several friends and family members and he will be the...
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Ryan is a consummate professional in all aspects of the mortgage lending business. His knowledge of the industry and the purchase/closing process took much of the stress off of me as a home buyer. He went out of his way to keep me abreast of...
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Ryan is a true professional! Twice I have used him for my mortgage needs and in both instances he truly went above and beyond to ensure I had a smooth process. He is responsible, reliable, honest, and quick to respond to e-mail -- all qualities...
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I was referred to Ryan Charles by a friend and was impressed from the beginning. He walked me through the whole process and was always responsive from the start of the loan paperwork to the end. He is knowledgeable, prompt, efficient, and personable....
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A friend of mine referred me to Ryan as he was able to assist in the purchase of his home as well. He talked specifically about his knowledge and helpfulness and quite honestly, that is one of my lasting impressions of Ryan. From the moment...
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My experience refinancing with Ryan Charles was flawless from start to finish. From the day I contacted him until I closed was 15 days. I will be returning to him for all of my future needs.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance