

ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Ryan Charles has received a review with 5 star rating from Amanda P
This is the second time that I've worked with Ryan Charles and his staff at Alcova Mortgage LLC. I highly recommend this team to take care of any of your lending needs! They are very responsive, efficient, professional, and work to find you...
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My wife and I are first time home buyers, but know exactly what we want and have the experience to know when to look elsewhere when we are not receiving the quality we expect. We go with our gut instincts and have searched around for knowledgeable...
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I would like to Thank Ryan Charles and Alcova for a fast and easy mortgage process. Ryan and his staff are always accessible and cared about us. We are very pleased the service he and Carol provided us the entire way.
Ryan and his team were wonderful to work with. They answered every question and offered support throughout the process. They worked very hard to help us reach our goal!
What a wonderful experience I had with my recent home purchase due to Mr. Ryan and his team.Building the house was very stressful but the one item I didn't worry about was financing and the paperwork associated with closing. I was on a fixed...
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After having a terrible experience with Bank of America I turned to Alcova mortgage. I am glad that Bank of America, where I did all of my banking, dropped the ball so badly because if they had not I would have never discovered Alcova. I cannot...
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We had a tight deadline for closing and Ryan and his team did a great job keeping us on schedule. Their communication and willingness to explain everything were a huge help. We are thrilled to be moving into our new home today!
Ryan and Carol are awesome! Really good at communicating, taking stress off, and explaining numbers, dates, etc. Super happy we decided to go with them.
I contacted Ryan first for advice on whether it was worth it for me to refinance my house to drop to a lower rate and drop 3 years off my loan to get me to 20 years. He said it wasn't worth it unless I could get rid of the PMI. I appreciated...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance