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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016

Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Jamie R
Reply from Owner
February 24th, 2024 01:42 AM
So excited for you on this next chapter Jamie. Enjoy your great, new home!
Everyone was pleasant and took the time to explain things to me no matter how small.
I had the pleasure of working with Noel and his team for a mutual client and what a WONDERFUL experience it was!! Noel's communication, dedication, and attention to detail was unparalleled. As a real estate agent we work closely with our lenders...
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Reply from Owner
December 20th, 2025 01:20 PM
I appreciate the kind words Emily, you did an outstanding job for your client on her purchase!
I had the pleasure of working with Noel and his team for a mutual client and what a WONDERFUL experience it was!! Noel's communication, dedication, and attention to detail was unparalleled. As a real estate agent we work closely with our lenders...
read more
I had the pleasure of working with Noel and his team for a mutual client and what a WONDERFUL experience it was!! Noel's communication, dedication, and attention to detail was unparalleled. As a real estate agent we work closely with our lenders...
read more
Reply from Owner
January 5th, 2026 12:00 AM
I appreciate the kind words Emily, you did an outstanding job for your client on her purchase!
I recently had the pleasure of working with Noel and his team on a few transactions, and I must say they are amazing to work with. As a realtor, I have worked with many mortgage lenders in the past, but Noel and his team really stand out. They...
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Reply from Owner
December 20th, 2025 01:21 PM
Always great working with you Aleja. You do a fantastic job for your clients.
I recently had the pleasure of working with Noel and his team on a few transactions, and I must say they are amazing to work with. As a realtor, I have worked with many mortgage lenders in the past, but Noel and his team really stand out. They...
read more
I recently had the pleasure of working with Noel and his team on a few transactions, and I must say they are amazing to work with. As a realtor, I have worked with many mortgage lenders in the past, but Noel and his team really stand out. They...
read more
Reply from Owner
January 5th, 2026 12:00 AM
Always great working with you Aleja. You do a fantastic job for your clients.
Noel was the key to a great experience. Anytime of day he could answer a question. He is the best !
WE HAVE ALWAYS THOUGHT THAT WE CAN'T BUY A HOME BECAUSE OF OUR HISTORY BUT WORKING WITH NOEL FOR THE PAST TWO YEARS HAS BEEN GREAT AND HE WAS THE PERFECT PERSON TO GET US WHERE WE NEEDED TO BE. HE IS A SUPER AWESOME PERSON I HOPE TO MEET ONE...
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095