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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016

Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Noel and his team were a dream to work with. They made everything as easy as possible, kept us updated every step of the way and were very responsive to all of our questions. I will highly recommend them to anyone I know!
Reply from Owner
October 8th, 2025 03:06 AM
Thanks so much Amy, it was a pleasure working with you!
Noel and has team were a dream to work with. They made everything as easy as possible, kept us updated every step of the way and were very responsive to all of our questions. I will highly recommend them to anyone I know!
Reply from Noel Smith at CrossCountry Mortgage
September 12th, 2025 01:55 AM
Thanks so much Amy. You both were fantastic to work with, and the home is amazing. Enjoy, you deserve it!
Noel is professional, efficient and always ready to answer any questions we have We have worked with him before and will again, plus we have told numerous family and frienfs to talk with him Thanks Noel
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Reply from Noel Smith at CrossCountry Mortgage
August 27th, 2025 04:49 PM
Two of my favorite people! Thanks Britt and Dave. Once you're done with the updates, please send pictures. I'm excited for you. Noel
Noel and Darla were very easy to work with. Always returned my calls promtply, answered all my questions. Great about communicating where we were in the process and what was next. Noel went above and beyond to make applying for a mortgage at...
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Reply from Noel Smith at CrossCountry Mortgage
August 4th, 2025 07:34 PM
Hi Diane - Thank you so much for the kind words. It was a true pleasure working with you and we are thrilled that you will now be living so close to family!
The home is wonderful. Please stay in touch! Noel and Darcy
great availability and extremely knowledgeable Darcy was amazing to work with.
Reply from Noel Smith at CrossCountry Mortgage
July 7th, 2025 02:59 PM
It was great working with you both Rick, and thanks so much for letting us assist. What a great investment! We'll stay in touch!
Noel was very communicative throughout each step of the mortgage process from application to closing.
Reply from Noel Smith at CrossCountry Mortgage
June 21st, 2025 08:43 PM
Thanks for being so great to work with Carol. Your new home is wonderful. Enjoy!
Noel and the entire CrossCountry Mortgage team provided exceptional service while making our family's dream house come to reality. I highly recommend Noel to anyone needing home financing services.
Reply from Owner
May 16th, 2025 03:24 PM
Very excited for you and your family on this next step, Joey. Its a great home, and was our pleasure working with you. Cheers!
Noel and his team provided our family with exceptional service. They were thorough, patient, and incredibly knowledgeable about our questions and concerns. From day one, they made us feel like we were their main priority. I highly recommend...
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Reply from Noel Smith at CrossCountry Mortgage
May 16th, 2025 03:25 PM
Very excited for you and your family on this next step, Joey. Its a great home, and was our pleasure working with you. Cheers!
Noel was professional, answered all my questions, and made the whole process easy. Everything went smooth, thanks to Noel & his team!
Reply from Owner
May 13th, 2025 09:58 PM
Enjoy your wonderful new home, Lisa. You were wonderful to work with. Thank you. Noel
Great communication, answered a million questions, made the whole process easy!
Reply from Noel Smith at CrossCountry Mortgage
May 9th, 2025 02:13 PM
I can't be more thrilled for you Lisa on this next chapter. The home is fantastic, and you deserve it! Thank you for letting us assist. All the best!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095