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Nikki Work - Unify Home Lending - Branch Manager - NMLS #1100207 in Rapid City, SD

Nikki Work - Unify Home Lending

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Branch Manager - NMLS #1100207

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Nikki understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
2%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Ross M S
    Rapid City, SD
    Posted on January 13th, 2026 02:47 PM
    The entire Unify team is incredibly helpful!
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    Ross, I appreciate your feedback. It's great to hear that you found the Unify team helpful. Should you have any more questions or need further assistance, I'm here to support you.
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    Brian G
    Aberdeen, SD
    Posted on December 1st, 2025 02:03 PM
    Nikki is amazing, she makes sure the process is seamless and her communication is top notch.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm grateful for your kind feedback, Brian. It's important to me that everything goes smoothly and that communication remains clear throughout the process. Should you need any further assistance or have additional questions, I'm here to help....
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    Laura F
    Rapid City, SD
    Posted on November 20th, 2025 08:30 PM
    Nikki is always great to work with. She takes the time to answer questions while also not over-explaining processes that we don't need explained.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I appreciate your feedback, Laura. I'm glad to know that my approach to answering questions without overwhelming you was helpful. It's always my goal to provide clarity without unnecessary detail. If you have any more questions or need further...
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    Jona S
    Hill City, SD
    Posted on October 17th, 2025 03:34 PM
    Nikki is the best. We are so grateful to have her. She went above and beyond to make our process as seamless as possible. She looked for every avenue to make sure we were making the best decision we could. I would never buy without her. Easy...
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    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm so glad to hear about your positive experience, Jona. Your kind words mean a lot, and I'm happy that I could help make the process smooth and efficient for you. If you have any more questions or need assistance in the future, don't hesitate...
    read more
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    Brianne H
    Rapid City, SD
    Posted on October 8th, 2025 04:30 PM
    Communication, speed, efficiency, and knowledge were all excellent.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    Thank you for highlighting the communication, speed, efficiency, and knowledge in your experience, Brianne. It’s gratifying to know that these aspects met your expectations. If there’s anything more I can assist you with, feel free to reach...
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    Justin H
    Rapid City, SD
    Posted on October 7th, 2025 12:17 PM
    Great communication and follow through, all went very smooth.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm glad to hear that the communication and process went smoothly for you, Justin. It's important to me that clients feel informed and supported every step of the way. Thank you for sharing your experience!
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    Rudi M
    Hill City, SD
    Posted on October 4th, 2025 05:52 PM
    The communication and help Nikki provided was above and beyond. She always answered questions promtly and professionally. She was a great communicator and explained everything in a way everyone understood. Thank you Nikki!!!
    read more
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    Clayton E
    Rapid City, SD
    Posted on September 22nd, 2025 01:06 PM
    Nikki was GREAT
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm pleased to know that you had a positive experience, Clayton. Your feedback is appreciated, and I'm glad to have been able to assist you. Thank you for your kind words!
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    Grace E
    Rapid City, SD
    Posted on September 19th, 2025 09:27 PM
    Thank You!!
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I appreciate your gratitude, Grace. It's always rewarding to know that my efforts have made a positive impact. If there's more I can do for you, please feel free to reach out.
  • Review
    for
    Nikki Work - Unify Home Lending
    Encompass
    J
    Justin H
    Rapid City, SD
    Posted on September 19th, 2025 04:55 PM
    Nikki Work - Unify Home Lending has received a review from Justin H
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    About
    Nikki understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Nikki is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Non-QM
    DSCR Loans
    Cash-Out Refinances
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    Year Started

    2011

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • 1100207
    Disclaimer
    Unify Home Lending is a division of Flanagan State Bank NMLS# 408461