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Nikki Work - Unify Home Lending - Branch Manager - NMLS #1100207 in Rapid City, SD

Nikki Work - Unify Home Lending

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Branch Manager - NMLS #1100207

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Nikki understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
2%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Kiara R
    Sturgis, SD
    Posted on April 5th, 2026 02:12 AM
    Quick response time, always answered questions to the best of her ability, and helped me through this new process by taking a large weight off my shoulders
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm pleased to hear that I could help make this process easier for you, Kiara. I'm glad my quick response times and assistance were valuable during your experience. If you have any further questions or need more support, feel free to reach...
    read more
  • Review
    for
    Nikki Work - Unify Home Lending
    Encompass
    J
    Joseph G L
    Rapid City, SD
    Posted on April 3rd, 2026 05:59 PM
    Nikki Work - Unify Home Lending has received a review from Joseph G L
  • Review
    for
    Nikki Work - Unify Home Lending
    Encompass
    B
    Bernadean L
    Rapid City, SD
    Posted on April 3rd, 2026 05:13 PM
    Nikki Work - Unify Home Lending has received a review from Bernadean L
  • Encompass
    M
    Milissa A H
    Rapid City, SD
    Posted on March 20th, 2026 01:56 PM
    The communication was top tier, documents sent quickly and receiving notification that our documents were complete was helpful. Nikki was great walking us through every part of the loan process and was very kind! We appreciate the level of...
    read more
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    I'm grateful for your kind words, Milissa. It’s wonderful to know that you valued the communication and found the process efficient. Guiding you through each step of the loan process was a pleasure, and I'm pleased to hear you felt supported....
    read more
  • Encompass
    T
    Tyson T
    Rapid City, SD
    Posted on March 20th, 2026 10:21 AM
    Please expand communication to include phone calls. Emails only lack any human connection.
  • Encompass
    M
    Michael S S
    Rapid City, SD
    Posted on March 13th, 2026 02:46 PM
    so helpful and nice!! The process was very smoot!!
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    Your positive feedback means a lot, Michael. I'm glad the process was smooth for you and that you found the support helpful and friendly. If there's anything else you need or have more questions, don't hesitate to reach out to me.
  • Review
    for
    Nikki Work - Unify Home Lending
    Encompass
    S
    Scott A M
    Summerset, SD
    Posted on March 6th, 2026 09:26 PM
    Nikki Work - Unify Home Lending has received a review from Scott A M
  • Encompass
    C
    Cristian G R
    Rapid City, SD
    Posted on March 5th, 2026 08:18 PM
    Great support and friendly service.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    Thank you, Cristian, for your feedback. I'm pleased to hear that you found the support to be strong and the service welcoming. If there's anything else I can assist you with or answer further questions, please feel free to reach out.
  • Encompass
    A
    Amy K
    Rapid City, SD
    Posted on February 18th, 2026 08:35 PM
    Excellent communication and a smooth process.
    Reply from Nikki Work
    September 2nd, 2026 04:59 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Review
    for
    Nikki Work - Unify Home Lending
    Encompass
    M
    Milissa A H
    Rapid City, SD
    Posted on January 29th, 2026 01:23 AM
    Nikki Work - Unify Home Lending has received a review from Milissa A H
  • 21–30 of 54
    About
    Nikki understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Nikki is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Non-QM
    DSCR Loans
    Cash-Out Refinances
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    Year Started

    2011

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • 1100207
    Disclaimer
    Unify Home Lending is a division of Flanagan State Bank NMLS# 408461