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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
They really took the time to develop a plan that was right for us and made sure we felt supported every step of the way!
Reply from Nicki Montelongo
April 25th, 2026 06:16 PM
I love this next step in life for you guys. You both were the best!
Everyone we dealt with was very professional and informative. Also the patience they showed and compassion, because at my age buying a house is very scary.
Reply from Nicki Montelongo
April 25th, 2026 06:17 PM
you handled it like a champ! Your first home and the first step of many!
Timely knowledgeable and o could count on you guys
Reply from Nicki Montelongo
April 25th, 2026 06:17 PM
Thank you!
Very helpful very Fast approval
Reply from Nicki Montelongo
April 25th, 2026 06:17 PM
I love your home and what this means for you guys. Happy Retirement
I absolutely loved working with Nicki and her team. Nicki is incredibly knowledgeable and took the time to ensure my buyer fully understood every step of the process. She was always available, responsive, and willing to help whenever needed....
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Reply from Nicki Montelongo
April 25th, 2026 06:18 PM
You were a huge help in the process. Thanks for your help along the way!
Communication, transparency, & more than just a mortgage lender!
Reply from Nicki Montelongo
April 25th, 2026 06:18 PM
In your life for the long haul my friend, it has already been years, and many more to come!
Nicki Montelongo and her team are always so knowledgeable and informative through the entire loan process. I feel 100% comfortable putting my trust into Nicki because I know she has my best interest at heart. Love working with her and will...
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Reply from Nicki Montelongo
April 25th, 2026 06:20 PM
I feel like family at this point. When is the next family holiday? hahaha Congrats on all your upcoming projects and plans.
Nicki and her team are Awesome!
Reply from Nicki Montelongo
April 25th, 2026 06:20 PM
Thanks Wayne!
You will find no other, more motivated individual doing what she does. You have a forever customer. You are literally the best
Reply from Owner
April 25th, 2026 11:07 AM
This means the world! thank you so much! I’m incredibly grateful for your trust and support. I’ll always show up with the same level of care, communication, and commitment for you every time. Truly appreciate you!
Read previous. Nicki was the whole process
Reply from Nicki Montelongo
April 25th, 2026 06:20 PM
Thanks Erik. Glad to have you back in the area again! Iowa looks good one you.
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access