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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Nicki Montelongo and her team were absolutely wonderful to work with. Nicki made the whole process stress free and fun. We are so grateful to have had her to work with and we highly recommend her services!
Reply from Nicki Montelongo
May 20th, 2025 09:51 PM
I'm thrilled to hear that you found the process stress-free and enjoyable. It was a pleasure working with you, and I truly appreciate your recommendation. Thank you for choosing NEO Home Loans.
Nicki Montelongo has received a review with 5 star rating from Sara S
Reply from Nicki Montelongo
May 20th, 2025 09:51 PM
Thank you!
The first time we bought a home we used a large lender and had a terrible experience. We have greatly appreciated the frequent communication and clarity through each step of the process.
Reply from Nicki Montelongo
May 20th, 2025 09:51 PM
I'm thrilled to hear that your experience with NEO Home Loans was positive and that our communication and clarity met your expectations. It was a pleasure assisting you, and I appreciate your trust in us for your home buying journey.
Nicki is AMAZING!!!
Reply from Owner
May 20th, 2025 09:50 PM
Appreciate you!
Nicki is AMAZING!!!
Reply from Nicki Montelongo
May 20th, 2025 09:50 PM
Appreciate you!
Buying your first home is scary, Nicki answered various questions at random times of the day in a way that I understood and made me less scared, less stressed and helped avoid some sleepless nights. Her knowledge and sunny disposition made...
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Reply from Nicki Montelongo
May 20th, 2025 09:50 PM
I'm thrilled to hear that I could ease some of the stress that comes with buying your first home. It was a pleasure answering your questions and helping you through the process. Thank you for your kind words, and I'm glad to have been able...
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Great communication. No complaints
Reply from Nicki Montelongo
May 20th, 2025 09:50 PM
Thank you!
Top three things that impressed us were communication, service, and professionalism. We felt very informed and supported in this endeavor.
Reply from Nicki Montelongo
May 20th, 2025 09:50 PM
Not a bad combo. Thank you!
I enjoyed working with both Nicki and Erin
Reply from Nicki Montelongo
May 20th, 2025 09:50 PM
I'm delighted to hear that you enjoyed working with both Erin and me. It was a pleasure assisting you, and I appreciate your kind words.
Nicki Montelongo has received a review with 5 star rating from Misty R
Reply from Nicki Montelongo
May 20th, 2025 09:49 PM
Thank you!
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access