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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
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closed
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8 AM to 6 PM
Tues
8 AM to 6 PM
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Reviews from Web
Their guidance, communication, and welcoming attitude significantly eased our first home-buying process, making it a seamless and stress-free experience.
Reply from Nicki Montelongo
May 20th, 2025 10:09 PM
I'm thrilled to hear that our guidance and communication helped make your first home-buying experience seamless and stress-free. It was a pleasure assisting you, and I appreciate your kind words.
The level of communication has been spectacular along with breaking down the whole process and always being available when we are unsure or have needed guidance.We appreciate the team’s patience with us being first time home buyer and not really...
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Reply from Nicki Montelongo
May 20th, 2025 10:09 PM
I'm thrilled to hear that you had such a positive experience with the communication and guidance throughout the process. It was a pleasure assisting you as a first-time homebuyer, and I'm glad I could be there to help. Thank you for your kind...
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Nicki Montelongo has received a review with 5 star rating from Ashley M S
Reply from Nicki Montelongo
May 20th, 2025 10:09 PM
Thank you!
Nicki Montelongo has received a review with 5 star rating from Dylan V I
Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
Thank you!
They helped out a lot on the computer stuff
Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
Thanks lady!
The number of emails and texts I received reminding me to rate the service was obnoxious. This likely does not reflect the service of the team and and is simply a problem with the corporate push for KPIs, but it is extremely annoying. Especially...
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Nicki Montelongo has received a review with 5 star rating from Tyler W
Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
Thank you!
Nicki Montelongo has received a review with 5 star rating from Marcus S
Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
Thank you!
Nicki Montelongo has received a review with 5 star rating from Sally W
Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
Thank you!
The amount of time Nicki spent with us and the communication was excellent between her and 3’Erin. It was a wonderful experience! My wife and I couldn’t be happier with the experience. Plus, the technology ability to do everything basically...
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Reply from Nicki Montelongo
May 20th, 2025 10:08 PM
I'm thrilled to hear that you and your wife had a wonderful experience. It was a pleasure assisting you, and I'm glad the communication and convenience of our technology met your expectations. Thank you for your kind words!
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access