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Nicki Montelongo - NEO Powered by Better in Council Bluffs, IA
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Nicki Montelongo

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York College
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Mortgage
Mortgage Loan Officer
Company Logo
York College
York College
Contact Info
(402) 469-9804
Council Bluffs, IA
https://www.montelongohomeloans.com/
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Travis A
    COUNCIL BLUFFS, IA
    Posted on October 21st, 2024 07:55 PM
    Nicki Montelongo has received a review with 5 star rating from Travis A
    Reply from Nicki Montelongo
    May 20th, 2025 09:34 PM
    Thank you!
  • Encompass
    J
    Jamison K
    TREYNOR, IA
    Posted on October 15th, 2024 04:05 PM
    Very personal
    Reply from Nicki Montelongo
    May 20th, 2025 09:34 PM
    Thank you!!
  • Encompass
    L
    Lea C
    TREYNOR, IA
    Posted on October 12th, 2024 04:04 PM
    They drop everything they can to help when needed. They explain everything over and over just to make sure you feel confident with the experience!
    Reply from Nicki Montelongo
    May 20th, 2025 09:34 PM
    I'm thrilled to hear that you felt supported and confident throughout the process. It was a pleasure assisting you, and I'm grateful for your kind words. If you have any more questions in the future, please don't hesitate to reach out.
  • Encompass
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    Kathy L L
    MOUNTAIN HOME, ID
    Posted on October 8th, 2024 12:44 AM
    The whole experience was made so easy. They returned calls right away. Helped us thru every step.
    Reply from Nicki Montelongo
    May 20th, 2025 09:34 PM
    I'm thrilled to hear that your experience was seamless and that we could assist you promptly at every step. It was a pleasure working with you. Thank you for your kind words and for choosing NEO Home Loans.
  • google
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    Ta D
    Posted on October 7th, 2024 04:00 PM
    Great team of people to work with! They quickly reply to questions and explain everything in detail. Nicki and her team are friendly and professional, very knowledgeable in the loan and refinancing process.
    Reply from Owner
    May 20th, 2025 09:35 PM
    I'm thrilled to hear that you had such a positive experience with our team at NEO Home Loans. It was a pleasure assisting you, and I'm glad that our detailed explanations and prompt responses met your expectations. Thank you for your kind words...
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  • google
    T
    Ta D
    Posted on October 7th, 2024 04:00 PM
    Great team of people to work with! They quickly reply to questions and explain everything in detail. Nicki and her team are friendly and professional, very knowledgeable in the loan and refinancing process.
    Reply from Nicki Montelongo
    September 16th, 2025 05:36 PM
    It was a pleasure working with you!! You helped with your quick responses to create a streamlined process.
  • Encompass
    S
    Scott E L
    MOUNTAIN HOME, ID
    Posted on October 4th, 2024 08:14 PM
    Nicki Montelongo kept us informed about the process this pass year. We would recommend NEO Home loans to anyone who is wanting purchase a home.
    Reply from Nicki Montelongo
    May 20th, 2025 09:35 PM
    I'm glad to hear that I could keep you informed throughout the process. Thank you for recommending NEO Home Loans. It was a pleasure assisting you with your home purchase.
  • Encompass
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    Tamara A F
    NOVINGER, MO
    Posted on October 3rd, 2024 04:50 PM
    I love the quick response to any question I come up with and the complete explanations of what is going on during the whole process.
    Reply from Nicki Montelongo
    May 20th, 2025 10:16 PM
    Always here for you guys for years to come.
  • Encompass
    M
    Mark S
    COUNCIL BLUFFS, IA
    Posted on October 3rd, 2024 04:22 PM
    Nicki Montelongo has received a review with 5 star rating from Mark S
    Reply from Nicki Montelongo
    May 20th, 2025 10:16 PM
    Thank you!
  • Encompass
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    Justin R J
    COUNCIL BLUFFS, IA
    Posted on October 3rd, 2024 10:25 AM
    Great feedback and it was an easy process all the way through.
    Reply from Nicki Montelongo
    May 20th, 2025 10:15 PM
    I'm thrilled to hear that you found the process easy and that the feedback was helpful. It was a pleasure assisting you, and I appreciate your positive review.
    • 171–180 of 377
    About
    We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Education
    • York College
      Accounting
      Bachelor of Business Administration (BBA)
      Aug 2004 -May 2007
      York College logo
    Positions
    • NEO Home Loans - Branch Manager Mortgage Advisor
      Aug 1st, 2022 - Current
    • FNBO - Mortgage Advisor
      May 2nd, 2015 - Jul 31st, 2022
    Memberships
    • OABR
    • SWIAR
    • SWIAR Education Committee
      • View All
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 631095
    Gallery
    Nicki Montelongo - Gallery Photo
    Awards
    NEO Home Loans Cha...
    NEO Home Loans Cha...
    FNBO Circle of Exc...
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    Achievements
    • Circle of Excellence Award FNBO 2017-2021
    • Iowa Mortgage Association President's Club 2016-2021
    Hobbies
    • Sports Mom of 3 Kiddos
    • Love Lifting at the Gym
    • Nebraska Fan GBR
      • View All
    Disclaimer
    BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access