Nick Pray
Loan Officer
NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Nick and his team made the financing side of my home purchase extremely easy! From the very beginning of my search and throughout the closing/settlement process Nick was available to thoroughly explain all of my options and answer any questions...
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I had the pleasure that Nicholas took care of my Morgage loan process, he did everything possible for us to qualified for a loan, the process was not stressful as I thought. Nicholas took good care of us and explained every step of the process.Thank...
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Nick - you are your team are an all-star team. Thank you for helping me to secure a loan for my property. You and the team were responsive, supportive, and resourceful. Thank you!
Had a great time working with Nick, especially as a first time home buyer. Not knowing too much about securing a mortgage loan, Nick was able to walk me through some options and help me decide the best path. Very responsive too, unlike many...
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Nick and his crew, went above and beyond to help me purchase my home. If it was not for them, and my realtor I would not have purchased my first home. Thank you very much!!!
From the start, Nick assured me to trust him...now, my loan type had to be changed a couple different times due to financial and property issues, and that was a very frustrating thing to go through. I actually cried and broke down a few times,...
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Reply from Owner
October 4th, 2023 12:00 AM
It was a pleasure to be apart of this first home for you! i look forward to hearing more about the house and the work you do!
I've had an amazing experience working with Nick. He was very knowledgable and was patient enough to answer many of the questions I have regarding the mortgage processes and different line items on the documents shared with me. He is a pleasure...
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Reply from Owner
October 4th, 2023 12:00 AM
Thank you So much! Pride ourselves on being knowledgeable!
I have worked with Nick for what feel like forever now. My initial experience with him was to see where I was financially in regard to buying a home... he was thorough with letting me know what was on my credit and what needed to be done. fast...
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Reply from Owner
October 4th, 2023 12:00 AM
It was a long one but happy we accomplished the goal!!
I contacted nick a year before we got our house! He answered all my questions gave us advice what to do how to do to be able to get the best loan! Very smart knows what his doing and there is no question that he cant give you an answer to!...
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Reply from Owner
October 4th, 2023 12:00 AM
Thank you it was such a pleasure to work with you as well.
Nick was extremely thorough, he was very open and communicative trough out the process and we closed on the promised date. Nick's team is also great and nice to work with. I would work with Nick in the future.
Reply from Owner
October 4th, 2023 12:00 AM
You made it easy on us! thank you
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About
NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
FHA
PHFA
VA Buyers
Conventional
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Memberships
- Lancaster County Association of Realtors
- Mortgage Bankers Association
- LCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- FL
- DE
- PA
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Awards
PHFA Top Lender
Achievements
- PHFA top Lender
Hobbies
- Golf
- Swimming
- Lounging on the beach
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Disclaimer
NNick Pray, Loan Officer, NMLS #1772055 | Licensed Mortgage Loan Originator in Pennsylvania, Florida, and Delaware. Licensed by the Pennsylvania Department of Banking and Securities. | Nova Financial & Investment Corporation dba NOVA® Home Loans, NMLS #3087 | Florida Mortgage Lender License MLD81 | Mortgage Lender Servicer License MLD1950 | Equal Housing Opportunity | Pre-approval is subject to credit and collateral approval and is not a commitment to lend. Information provided is for informational and educational purposes only. Programs, interest rates, and terms are subject to change without notice. Qualification requirements, property eligibility restrictions, and underwriting guidelines apply. All loans are subject to underwriting approval.