Nick Pray
Loan Officer
NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Nick made sure to set expectations and ensure our comfort and education throughout the process of buying our first home. He set us at ease, taught us a lot, and then exceeded the expectations expertly.
Working with Nick and Guaranteed rate made the process of purchasing an investment property very easy and stress free. Nick was responsive and helpful in answering questions we had. I would recommend choosing Nick and Guaranteed Rate for your...
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Reply from Owner
July 2nd, 2024 12:00 AM
I am so glad my TEAM made this so easy for you. We are excited to help with the next one.
Nick was very responsive to all our questions. Made the loan process seamless and worked till the last minute to get us the best rate possible in this market.
Reply from Owner
July 2nd, 2024 12:00 AM
Seamless and working til the last minute are what we pride ourselves on! It was a pleasure to help and I look forward to seeing you make the home your own.
It was a great experience to work with Nick Pray and his team. The entire process was smooth, clear, and not stressful. Communication was great and overall we would recommend him to other home buyers.
Reply from Owner
July 2nd, 2024 12:00 AM
Peter it was awesome to help you and your wife buy your first home! Enjoy it!
Nick was just a phone call away with any questions I had. If he couldn't answer them right away, he always called back in a timely manner. He works hard for his clients and gets the job done! Highly recommend Nick and his great work ethic!
Reply from Owner
July 2nd, 2024 12:00 AM
It was great to help you purchase in Florida! Excited for you.
My deal had a few wrinkles that may have required extra service, which Nick was willing and able to do above and beyond the call of duty. Would use again, would recommend to a friend.
Reply from Owner
October 4th, 2023 12:00 AM
it was Great to help with your purchase!!
Nick and his team were amazing to work with. Kept in the loop every step of the way, answered my questions. Made the process super easy and fast. Everything was done on time and as expected, even got my insurance through the team as well. They...
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Reply from Owner
October 4th, 2023 12:00 AM
Thank you so much! Credit to the team!
We had a great experience working with Nick and his team at Guaranteed Rate. Nick was always quick to respond to all our questions and we had a lot of them as first time home buyers. He was super patient and took time to explain the process....
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Reply from Owner
October 4th, 2023 12:00 AM
You were a pleasure as well! Our team is definitely amazing.
Nick and his team made the financing of my new home purchase extremely easy! From the very beginning of my search and throughout the closing/settlement process, Nick was always available to answer any questions and thoroughly explain all of...
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For a first time home buyer this was scary for me. But Nick did an amazing job to make the process go by smooth. He was always available to answer all my many questions. He did his best to break the most complicated stuff down for me to understand....
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About
NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
FHA
PHFA
VA Buyers
Conventional
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Memberships
- Lancaster County Association of Realtors
- Mortgage Bankers Association
- LCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- FL
- DE
- PA
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Awards
PHFA Top Lender
Achievements
- PHFA top Lender
Hobbies
- Golf
- Swimming
- Lounging on the beach
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Disclaimer
NNick Pray, Loan Officer, NMLS #1772055 | Licensed Mortgage Loan Originator in Pennsylvania, Florida, and Delaware. Licensed by the Pennsylvania Department of Banking and Securities. | Nova Financial & Investment Corporation dba NOVA® Home Loans, NMLS #3087 | Florida Mortgage Lender License MLD81 | Mortgage Lender Servicer License MLD1950 | Equal Housing Opportunity | Pre-approval is subject to credit and collateral approval and is not a commitment to lend. Information provided is for informational and educational purposes only. Programs, interest rates, and terms are subject to change without notice. Qualification requirements, property eligibility restrictions, and underwriting guidelines apply. All loans are subject to underwriting approval.