Nick Kristoff at CrossCountry Mortgage
Branch Manager | NMLS #379253
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bluffton, SC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Nick, you were a super help to us in every regard! The process of getting a mortgage has become significantly more complicated since the last time we applied for one. You were so knowledgable in every regard including how to do new things with...
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Reply from Nick Kristoff
April 3rd, 2026 03:42 PM
I'm pleased to know that I could assist you through the process and help simplify it despite its complexities, Lucia. Navigating a mortgage application can indeed be challenging, and I'm glad my guidance was valuable to you. Your satisfaction...
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Nick was very helpful as we navigated the many forms and documents
Thank you
Reply from Nick Kristoff
April 3rd, 2026 03:38 PM
Donald, I'm glad I could assist you with the forms and documents. If you have any further questions or need additional help, feel free to reach out.
Nick did a great job with the entire process. Even when we had confusion with the interest rate he listened and acted accordingly.
Reply from Nick Kristoff
March 23rd, 2026 07:38 PM
I’m pleased to know that you found the process to be smooth, Troy. I'm glad I could address the concern with the interest rate and take the necessary steps. If you have any more questions or need further assistance, please don't hesitate to...
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Nick answered our numerous questions in a timely manner and provided excellent customer service. He was able to get us a great rate and we very happy.
Reply from Nick Kristoff
March 16th, 2026 08:16 PM
It's wonderful to hear that you are pleased with the service and rate you received, Petra. I’m glad I could help answer your questions promptly and provide the customer service you expected. If any other questions arise or if you need further...
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Nick won our trust through our last financing opportunity, and he cemented it with this second one. He is knowledgeable and committed to our best interest. He explained the point at which this opportunity would break even with closing costs...
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Reply from Nick Kristoff
February 23rd, 2026 05:42 PM
I appreciate your trust in me, David. It's rewarding to know that my knowledge and commitment to your best interests have made a difference. I'm glad the explanations about breaking even on closing costs were clear and helpful for you. If there's...
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Find totally great support, confidence ,great attitude. Experience. All us concerned was resolve . Fast service. Excellent customer service. Great communication . Recomeded high this excellent group.
Reply from Nick Kristoff
February 16th, 2026 05:53 PM
Thank you for sharing your thoughts, Andrew. I'm glad to hear that you felt supported and confident throughout the process. It's important to me to provide fast service and excellent communication, ensuring any concerns are resolved efficiently....
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Nick and team was very responsive and very helpful as we explored options. We closed within 30 day which was also very impressive
Reply from Nick Kristoff
February 3rd, 2026 07:08 PM
I appreciate your feedback, Paul. It's great to hear that I could assist you effectively as you explored your options. I’m pleased the process went smoothly and that we were able to complete everything within 30 days. If there's anything else...
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Nick, you are the most knowledgable and caring mortgage loan officer I've ever used. Your follow up was much appreciated as was your desire to help any member of our team with questions(insurance, banking, etc.). I wouldn't hesitate using you...
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Reply from Nick Kristoff
February 3rd, 2026 02:07 PM
Glenn, I truly appreciate your heartfelt words. It's fulfilling to know that my expertise and ongoing support were valuable to you and your team. Assisting with your mortgage and navigating aspects like tax liabilities and insurance has been...
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We needed lots of help being guided through the preapproval and loan process for a second home and Nick patiently tackled it all with us. We are so very grateful for his help and expertise. Anyone would be glad they asked The Kristoff Team...
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Reply from Nick Kristoff
February 3rd, 2026 01:46 PM
It's great to know that I could guide you through the preapproval and loan process, Phyllis. I'm pleased that my help and expertise made a difference for your second home journey. If there's anything more you need, don't hesitate to reach out....
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Very informative, attentive and timely throughout the whole process. Thank you!!!
Reply from Nick Kristoff
February 2nd, 2026 05:04 PM
I'm pleased to hear that you found the process informative and timely, Stephen. Your satisfaction is my top priority, and I'm glad to have been attentive to your needs. If you have more questions or need assistance in the future, feel free...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bluffton, SC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #379253 | Branch NMLS #2766732
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
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Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- 379253
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095