

Nick Kristoff at CrossCountry Mortgage
Branch Manager | NMLS #379253

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bluffton, SC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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The Kristoff Team has always gone above & beyond to help my clients come to closing
Reply from Nick Kristoff
August 17th, 2026 04:34 PM
John, thank you for your kind words. I'm grateful to hear that my team and I have been able to support your clients effectively throughout the closing process. Your trust in us is truly valued.
Mr. Nick Kristoff & Mrs. Lori MacDonell were great throughout the entire process. They definitely were accountable and informative.
Reply from Nick Kristoff
August 17th, 2026 07:41 PM
Christopher, I appreciate your kind words. I'm glad to hear that Lori and I were able to provide accountability and information throughout the process. Thank you for trusting us with your needs.
Mr. Nick Kristoff & Mrs. Lori MacDonnell were great to work with abd and made the process seamless, very professional.
Reply from Nick Kristoff
August 17th, 2026 02:13 PM
Suzanne, thank you for your kind words. I'm pleased to hear that both Lori and I were able to make the process seamless and professional for you. If there's anything more we can do to assist, please let me know.
Nick was fantastic to work with throughout the entire process! He was always quick to respond and even called me on a weekend to let me know that the loan was through the final approval. I would recommed him highly.
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Reply from Nick Kristoff
August 10th, 2026 06:45 PM
Jennifer, thank you for your kind words. I'm happy to hear that my responsiveness and updates were helpful throughout the process. It's great to know you would recommend me, and I'm here if you need any further assistance.
Always super fast to respond, amazing communcation, strong problem solving skills, smooth transactions ... there is never a problem when Nick is involved. He gets it done!
Reply from Nick Kristoff
July 30th, 2026 06:45 PM
William, I appreciate your kind words and am glad to know that my communication and problem-solving skills contributed to a smooth experience for you. It's great to hear that everything went smoothly. If you ever need further assistance, feel...
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Nick is so great to work with. Very responsive, friendly, and knowledgeable
Reply from Nick Kristoff
July 27th, 2026 08:21 PM
Allison, thank you for your kind words. I'm glad to hear that you found my responsiveness and knowledge helpful. If there's anything else I can assist you with, please let me know.
Nick, "good" is not an option but I would have selected it. You spoiled me with consistent, proactive updates in prior transactions and I felt that was lacking in this transaction. The end result was great and I will continue to recommend our...
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Reply from Nick Kristoff
July 10th, 2026 06:28 PM
Bill, thank you for trusting your clients with me. You can expect proactive updates on the next transaction.
Nick was very professional and responsive to our questions.
Reply from Nick Kristoff
July 6th, 2026 08:58 PM
Douglas, thank you for your feedback. I'm pleased to know that my professionalism and responsiveness were helpful to you. If you have any more questions or need further assistance, please feel free to reach out.
Nick was very frienfly and answered all my questions promptly. The process was easy and straightforward . Thanks for making this a stress free experience.
Reply from Nick Kristoff
July 2nd, 2026 01:27 PM
Adam, I'm happy to hear that my assistance made the process easy and stress-free for you. Your positive experience and feedback mean a lot to me. If you have any more questions in the future, feel free to reach out.
My VA Buyers were able to redduce their interest rate with the help of Nick. They were very pleased.
Reply from Nick Kristoff
June 1st, 2026 04:15 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bluffton, SC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #379253 | Branch NMLS #2766732
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
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Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- 379253
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095