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Nicholas Lewis - Loan Officer | NMLS ID #226099 in Fredericksburg, VA

Nicholas Lewis

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Loan Officer | NMLS ID #226099

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Nick’s mortgage career spans over 10 years having worked in many facets of the industry. He has been part of the support staff, the secondary marketing department, processing department and currently as an originator. Nick’s diverse experie... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Richard L
    Fredericksburg, VA
    Posted on January 7th, 2026 02:54 AM
    We ran into a pretty big challenge that I though was insurmountable. I was ready to throw in the towel but Nick talked me down off of the ledge and we were able to get the loan done. I appreciate his fighting spirit and his willingness to do...
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    Reply from Nicholas Lewis
    January 8th, 2026 07:29 PM
    Sandy I'm glad we could work through the challenge together and secure the loan. Your perseverance made a big difference, and I was happy to support you along the way. Thank you for your trust and for sharing your experience. If you ever need...
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    Jenna B
    Fredericksburg, VA
    Posted on January 6th, 2026 08:46 PM
    Nick has been fantastic to work with, he was very communicative and helped us walk through the process, every step of the way. He was extremely professional, and very kind answering all of our questions. We appreciated his patience as this...
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    Reply from Nicholas Lewis
    January 6th, 2026 09:12 PM
    I’m really glad to hear that your home purchasing experience went smoothly. I understand how significant this step is, especially for first-time buyers, and I’m pleased that my communication and guidance were helpful for you and your family....
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    Travis H
    Locust Grove, VA
    Posted on December 22nd, 2025 04:48 PM
    Nick was fantastic to work with throughout the loan process. He was clear, responsive, and extremely knowledgeable, making everything easy to understand and stress-free. I truly appreciated his guidance and reliability.
    Reply from Nicholas Lewis
    January 6th, 2026 09:12 PM
    It's great to hear that you found the loan process stress-free and understandable, Travis. I aim to provide clear guidance and support throughout, so I'm glad to know it had a positive impact on your experience. If there's anything else you...
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    Matthias M
    Colonial Beach, VA
    Posted on December 2nd, 2025 02:17 PM
    Good knowledge and quick responses.
    Reply from Nicholas Lewis
    December 2nd, 2025 05:47 PM
    I appreciate your feedback and I'm glad to hear that you found my responses and knowledge helpful during your purchase process. If there's anything else you need assistance with, please reach out anytime.
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    Jacqueline T
    Woodford, VA
    Posted on November 28th, 2025 03:26 PM
    Nick was super communicative throughout the entire process. He helped us navagate credit repair, the soproval process and got us to close on time!! We cannot be more grateful for Nick's help and expertise.
    Reply from Nicholas Lewis
    December 2nd, 2025 05:49 PM
    I'm glad to hear that you appreciated my communication and support throughout your refinance process, Jacqueline. Navigating credit repair and the approval stages can indeed be challenging, and I'm pleased I could assist you in closing on time....
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    Joseph T
    Woodford, VA
    Posted on November 25th, 2025 02:41 AM
    We worked with Nick for over a year on our loan for our new construction home. My wife and I are both self employed so it was more complicated than a loan for someone with a W2. Nick helped give us the guidance to get our credit in the right...
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    Reply from Nicholas Lewis
    December 2nd, 2025 05:50 PM
    I'm glad to hear that the process went smoothly for you and your wife, even with the complexities involved. It was important to me to ensure that everything was managed effectively, given the nature of self-employment. Thank you for placing...
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  • SFTP
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    Zoila O
    LOCUST GROVE, VA
    Posted on November 24th, 2025 04:27 AM
    Personal and highly professional handling of my application. Attention given to details required, the steps to be taken, as well as to the progress made in the mortgage application process. I thoroughly appreciate being kept informed from start...
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    Reply from Nicholas Lewis
    December 2nd, 2025 05:51 PM
    I appreciate your kind words, Zoila. It was important to me to ensure you were well-informed throughout the mortgage application process, and I'm glad that approach met your expectations. If you ever have more questions or need further assistance,...
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    Julianna M
    FREDERICKSBURG, VA
    Posted on November 7th, 2025 05:41 PM
    There was no consistency with Nick, I feel that he was unsure about most things and it did not seem like he was knowledgeable about veterans mortgages. There were times that I wanted to switch to a different loan officer, but I did not want...
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    Marthe B
    Beaverdam, VA
    Posted on November 4th, 2025 04:54 PM
    Nick was great as before everyone stayed in touch with me which made everything go smoothly
    Reply from Nicholas Lewis
    December 2nd, 2025 05:52 PM
    I'm glad to hear that everything went smoothly for your cash-out refinance. Keeping in touch throughout the process is always important to me. If you have any further questions or need assistance, feel free to reach out. Thank you for your...
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  • SFTP
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    Charly Z
    SPOTSYLVANIA, VA
    Posted on October 27th, 2025 09:38 PM
    There is no one we trust more that Nick. He works hard to make sure that you not only are getting the greatest rate, but works with side by side with you during the entire process.
    Reply from Nicholas Lewis
    December 2nd, 2025 05:54 PM
    Thanks for the kind words, Charly! It's always a pleasure to work with you as well. Much love!
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    About
    Nick’s mortgage career spans over 10 years having worked in many facets of the industry. He has been part of the support staff, the secondary marketing department, processing department and currently as an originator. Nick’s diverse experience means that he knows exactly what it takes to get you through the mortgage process smoothly and quickly by providing excellent service and flexibility.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Fixed-Rate Mortgages
    Adjustable-Rate Mortgages
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Reverse Mortgages
    Mortgage Refinancing
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - Loan Officer
      Jan 1st, 2016 - Current
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #226099
    • Licensed in MD, VA
    Hobbies
    • Guitar/Gear/Repair/Restoration, Music/Concerts
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Branch NMLS ID #1625289 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)