Guild Mortgage - Neil Cator
Loan Officer | NMLS# 222179
My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my knowledge of the local market, multiple referral sources, and professional exp...... Show More
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Neil was amazing! He really made the whole process of buying a house seem easy and helped keep it stress free. He looked out for us and is VERY knowledgeable! He truly cares about his clients and we are so grateful we got to work with him....
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Reply from Neil Cator
May 11th, 2026 04:52 PM
I'm glad to hear that you found the home buying process easy and stress-free, Justine. It's important to me to look out for my clients and provide knowledgeable support throughout the journey. Your kind words mean a lot, and I'm grateful for...
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Neil with Guild Mortgage was absolutely amazing to work with! He was there for me at every turn and truly made the entire home-buying process feel easy and stress-free. He was always available to answer questions, explain things clearly, and...
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Reply from Guild Mortgage - Neil Cator
February 10th, 2026 05:49 PM
Melanie,
Thanks for this kind review. It was a sincere pleasure working with you on your purchase. I wish you all the best in your new home and going forward.
Thank you,
Neil
Neil provides updates on the process along the way. He is always available and will take a call after hours. He is very knowledgeable and professional.
Reply from Neil Cator
November 3rd, 2025 04:39 PM
It's great to hear that you found value in the updates and accessibility during the process, Kristine. I always aim to be available when needed, and providing reliable information is an important part of that. Your feedback about my knowledge...
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Neil always does an amazing job for my clients. I will absolutely recommend him!
Reply from Guild Mortgage - Neil Cator
September 2nd, 2025 04:01 PM
Thank you for your kind words and recommendation, Miranada. I'm glad to know that my efforts have been valuable to your clients. Your trust and support mean a lot, and I look forward to continuing to help with your needs in the future at Guild...
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It was a pleasure working with Neil at Guild
Reply from Guild Mortgage - Neil Cator
June 11th, 2025 08:52 PM
Thank you Breanne. It was a pleasure working with you as well. You did a fantastic job for our mutual clients.
Guild Mortgage - Neil Cator has received a review with 5 star rating from Shane W
Neil is knowledgeable and did a nice job, communicating with me, during the loan process. He's also very personal. Both Neil and Manager Tony, are Awesome.
Reply from Neil Cator
April 12th, 2025 01:30 AM
I'm thrilled to hear that you found the loan process smooth and that my communication met your expectations. It was a pleasure working with you, and I appreciate your kind words about both myself and Tony. Thank you for choosing Guild Mortgage....
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Guild Mortgage - Neil Cator has received a review with 5 star rating from Joshua B
Neil made the experience easy and comfortable.
Reply from Neil Cator
January 24th, 2025 03:00 PM
I'm thrilled to hear that your experience was easy and comfortable, Joshua. Your feedback means a lot to me and the whole team at Guild Mortgage. Knowing that you gave a 5-star rating boosts our confidence and encourages us to strive to provide...
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Neil has been great to work with for over 20 years. He explains clearly to the client all aspects of the loan. He communicates with me to keep me updated ont he loan process.
Reply from Neil Cator
January 23rd, 2025 06:51 PM
Hi Cathy, I appreciate the 5-star review and your continued trust in me and Guild Mortgage for the past 20 years. It's always a pleasure to explain the loan process to my clients and keep them updated. Looking forward to many more years of...
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About
My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my knowledge of the local market, multiple referral sources, and professional expertise, I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. We provide FHA, VA, Utah Housing, Conventional, and USDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible.
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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483
/850
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 222179
Disclaimer
I am authorized to do business in the state of Utah.; NMLS ID: 222179; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.