Guild Mortgage - Neil Cator
Loan Officer | NMLS# 222179
My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my knowledge of the local market, multiple referral sources, and professional exp...... Show More
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Neil was patient with us when we didn't understand and very responsible day and night throughout the entire process.
Reply from Neil Cator
June 19th, 2026 01:18 PM
I'm grateful for your kind words, Kathryn. It's important to me to be patient and responsible, ensuring you feel supported day and night throughout the process. Thank you for trusting me with your journey at Guild Mortgage.
Neil was very great and communicating with me through out the transaction and helped to make things go faster and smoother. He is a great lender.
Reply from Neil Cator
June 8th, 2026 02:51 PM
I'm pleased to hear that my communication helped make the transaction smoother and faster for you, Eric. Your feedback about my role as a lender is appreciated. Thank you for choosing Guild Mortgage.
Neil was amazing! He really made the whole process of buying a house seem easy and helped keep it stress free. He looked out for us and is VERY knowledgeable! He truly cares about his clients and we are so grateful we got to work with him....
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Reply from Neil Cator
May 11th, 2026 04:52 PM
I'm glad to hear that you found the home buying process easy and stress-free, Justine. It's important to me to look out for my clients and provide knowledgeable support throughout the journey. Your kind words mean a lot, and I'm grateful for...
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Neil with Guild Mortgage was absolutely amazing to work with! He was there for me at every turn and truly made the entire home-buying process feel easy and stress-free. He was always available to answer questions, explain things clearly, and...
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Neil with Guild Mortgage was absolutely amazing to work with! He was there for me at every turn and truly made the entire home-buying process feel easy and stress-free. He was always available to answer questions, explain things clearly, and...
read more
Reply from Guild Mortgage - Neil Cator
February 10th, 2026 05:49 PM
Melanie,
Thanks for this kind review. It was a sincere pleasure working with you on your purchase. I wish you all the best in your new home and going forward.
Thank you,
Neil
Neil provides updates on the process along the way. He is always available and will take a call after hours. He is very knowledgeable and professional.
Reply from Neil Cator
November 3rd, 2025 04:39 PM
It's great to hear that you found value in the updates and accessibility during the process, Kristine. I always aim to be available when needed, and providing reliable information is an important part of that. Your feedback about my knowledge...
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Neil always does an amazing job for my clients. I will absolutely recommend him!
Reply from Guild Mortgage - Neil Cator
September 2nd, 2025 04:01 PM
Thank you for your kind words and recommendation, Miranada. I'm glad to know that my efforts have been valuable to your clients. Your trust and support mean a lot, and I look forward to continuing to help with your needs in the future at Guild...
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It was a pleasure working with Neil at Guild
Reply from Guild Mortgage - Neil Cator
June 11th, 2025 08:52 PM
Thank you Breanne. It was a pleasure working with you as well. You did a fantastic job for our mutual clients.
Guild Mortgage - Neil Cator has received a review with 5 star rating from Shane W
Neil is knowledgeable and did a nice job, communicating with me, during the loan process. He's also very personal. Both Neil and Manager Tony, are Awesome.
Reply from Neil Cator
April 12th, 2025 01:30 AM
I'm thrilled to hear that you found the loan process smooth and that my communication met your expectations. It was a pleasure working with you, and I appreciate your kind words about both myself and Tony. Thank you for choosing Guild Mortgage....
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About
My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my knowledge of the local market, multiple referral sources, and professional expertise, I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. We provide FHA, VA, Utah Housing, Conventional, and USDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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489
/850
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 222179
Disclaimer
I am authorized to do business in the state of Utah.; NMLS ID: 222179; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.