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Nancy Espinoza - Highlands Residential Mortgage, Ltd. in Allen, TX

Nancy Espinoza

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Highlands Residential Mortgage, Ltd.

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    M
    Miguelangel G
    Midland, TX
    Posted on May 15th, 2025 07:58 PM
    This is not my first go around with a mortgage. Nancy made this go around a more pleasant experience. She is professional, responsive, & atent to our loan needs. Quickly identified troublesome areas where the loan could snag up on, and astutely...
    read more
    Reply from Nancy Espinoza
    May 18th, 2025 08:01 PM
    I'm delighted to hear that your mortgage experience was pleasant and efficient. It was a pleasure assisting you, and I appreciate your kind words about Emily as well. We're here to help whenever you're ready for your next steps.
  • Encompass
    A
    Ana A G
    Midland, TX
    Posted on May 15th, 2025 02:27 AM
    Nancy was outstanding from start to finish. She communicated well with us throughout the entire process. She was quick with the paperwork process. She was very knowledgeable and promptly answered all of our questions. When obstacles came up,...
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    Reply from Nancy Espinoza
    May 18th, 2025 02:31 AM
    I'm thrilled to hear about your positive experience, Ana. It was a pleasure assisting you throughout the process, and I'm glad I could provide the support and communication you needed. Thank you for your kind words and for choosing Highlands...
    read more
  • Encompass
    A
    Agustin J F
    Midland, TX
    Posted on April 17th, 2025 04:40 PM
    It was a great job, effort, commitment, and dedication that I received from the Nancy team. It was a real pleasure. Thank you very much.
    Reply from Nancy Espinoza
    April 20th, 2025 04:43 PM
    I'm thrilled to hear that you had such a positive experience with our team. It was a pleasure assisting you, and I appreciate your kind words about our effort and dedication. Thank you for choosing Highlands Residential Mortgage, Ltd.
  • Encompass
    F
    Federico U
    Midland, TX
    Posted on April 12th, 2025 03:51 PM
    Nancy handled the entire loan mortgage process with a high level of professionalis, very diligent answering buyee's questions via phone call, text and emails. She fights for every opportunity to save money for buyers offering diferent options...
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    Reply from Nancy Espinoza
    April 15th, 2025 03:52 PM
    I'm thrilled to hear that you were satisfied with the mortgage process and my efforts to find cost-saving opportunities. It was a pleasure assisting you, and I appreciate your recommendation to future home buyers.
  • Encompass
    E
    Edmundo N
    Odessa, TX
    Posted on April 12th, 2025 11:32 AM
    Constant communication,updates, also always available,very informative and a very nice person
    Reply from Nancy Espinoza
    April 15th, 2025 11:33 AM
    I'm thrilled to hear that you appreciated the constant communication and updates throughout the process. It was a pleasure to assist you, and I'm glad I could provide the information you needed. Thank you for your kind words.
  • Encompass
    K
    Karen V L
    Odessa, TX
    Posted on April 12th, 2025 11:29 AM
    Constant communication and updates, also always available
    Reply from Nancy Espinoza
    April 15th, 2025 11:30 AM
    I'm thrilled to hear that you appreciated the constant communication and updates throughout the process. It was a pleasure being available to assist you. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd.
  • Encompass
    L
    Luiggy A A
    Odessa, TX
    Posted on March 6th, 2025 12:31 PM
    The whole process went smoothly and was relaxed. Nancy communicated what she needed and explained the next steps to us.
    Reply from Nancy Espinoza
    March 9th, 2025 12:34 PM
    Hi Luiggy, Thank you so much for your kind words and for taking the time to share your experience. I'm thrilled to hear that the process was smooth and relaxed for you. Clear communication is something I strive for, and I'm glad it made a difference...
    read more
  • Encompass
    L
    Leo S
    Midland, TX
    Posted on February 13th, 2025 11:40 AM
    Nancy and her team make a great experiense
    Reply from Nancy Espinoza
    February 16th, 2025 11:42 AM
    Leo, I'm thrilled to hear that you had a great experience with us! My team and I work hard to make the mortgage process as smooth and rewarding as possible. Your kind words mean a lot to us, and we're grateful for the opportunity to have assisted...
    read more
  • Encompass
    A
    Agustin C
    Odessa, TX
    Posted on October 22nd, 2024 01:47 AM
    Todas las dudas fueron resultas
  • Encompass
    A
    Anthony A
    Midland, TX
    Posted on October 5th, 2024 12:24 PM
    Nancy was great! She made the process easy and smooth. Thanks Nancy.
  • 11–20 of 39
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.