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Nancy Espinoza - Highlands Residential Mortgage, Ltd. in Allen, TX

Nancy Espinoza

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Highlands Residential Mortgage, Ltd.

4.99
(39)
Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Location & Business Hours
Friday
8:30 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.99
(39)
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Reviews from Web
  • 5.0
    Encompass
    D
    Devan K H
    Odessa, TX
    Posted on May 19th, 2026 10:18 AM
    Nancy made the home-buying process smooth and stress-free from start to finish. The team was always helpful, and ready to answer any questions I had. Beyond grateful for all the hard work and would highly recommend them.
    Reply from Nancy Espinoza
    May 22nd, 2026 08:42 PM
    I'm pleased to hear that the home-buying process was smooth and stress-free for you, Devan. It's appreciated to know that my team and I could assist you effectively. Your recommendation is greatly valued, and if you ever have more questions...
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  • 5.0
    Encompass
    R
    Romer A G
    Midland, TX
    Posted on May 10th, 2026 03:30 PM
    Exelente trabajo
    Reply from Nancy Espinoza
    May 13th, 2026 03:31 PM
    Gracias, Romer, por tus amables palabras. Me alegra saber que quedaste satisfecho con el trabajo realizado. Si necesitas más ayuda en el futuro, no dudes en contactarme.
  • 5.0
    Encompass
    J
    Jaydn E
    Midland, TX
    Posted on May 7th, 2026 11:57 AM
    The process was super smooth. I will 100% recommend friends and family .
    Reply from Nancy Espinoza
    May 11th, 2026 07:04 PM
    I'm happy to hear that the process went smoothly for you, Jaydn. Your intention to recommend me to your friends and family is truly appreciated. If you have any questions or need further assistance in the future, please feel free to reach out....
    read more
  • 5.0
    Encompass
    J
    Julian B
    Midland, TX
    Posted on March 25th, 2026 02:14 PM
    Nancy made buying a home feel so easy. Her knowledge and communication was amazing. I will definitely be recommending my friends and family to Nancy!
    Reply from Nancy Espinoza
    March 30th, 2026 07:41 PM
    Thank you, Julian, for your thoughtful feedback. I'm delighted that you found the home-buying process easy with my assistance. Your willingness to recommend me to friends and family means a lot. If you ever need further assistance or have questions,...
    read more
  • 5.0
    Encompass
    B
    Blake B
    Midland, TX
    Posted on November 8th, 2025 06:47 PM
    very helpful!
    Reply from Nancy Espinoza
    November 11th, 2025 06:49 PM
    I'm pleased you found the assistance helpful, Blake. If there's anything else you need or have questions about, feel free to reach out. Thank you for your feedback!
  • 5.0
    Encompass
    K
    Kehinde A A
    Midland, TX
    Posted on October 1st, 2025 02:52 AM
    Nancy was very great, she make the loan process simple and easy. I am looking forward to working with her again.
    Reply from Nancy Espinoza
    October 4th, 2025 02:52 AM
    I'm grateful for your feedback, Kehinde. I'm glad I could make the loan process straightforward for you. I look forward to working with you again in the future. Feel free to reach out anytime you need assistance!
  • 5.0
    Encompass
    T
    Tolu O
    Midland, TX
    Posted on September 30th, 2025 11:56 AM
    Knowledgeable and very responsive.
    Reply from Nancy Espinoza
    October 3rd, 2025 11:57 AM
    I appreciate your kind words, Tolu. It's important to me to provide knowledgeable support and timely communication. If there's anything else I can assist you with in the future, please feel free to reach out. Thank you for your feedback!
  • 5.0
    Encompass
    A
    Angelica G
    Midland, TX
    Posted on September 9th, 2025 03:41 PM
    Nancy and her team were amazing! Great communication between her, her team and us. They were on it. We did a quick 10 day close and it went smooth, didn't have that "rush/chaotic" feel.
    Reply from Nancy Espinoza
    September 12th, 2025 03:43 PM
    It's wonderful to know that the process felt seamless and well-coordinated, Angelica. I'm pleased to hear that the communication met your needs and helped ensure a smooth closing. If you have any future needs, I'm here to assist you. Thank...
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  • 5.0
    Encompass
    J
    Juan C G
    Midland, TX
    Posted on September 9th, 2025 03:17 PM
    Nancy made it happen! it was easy to communicate with her, she always kept us in the loop, she gave us realistic numbers, she closed us in 10 days! I didnt think it would happen but she made it happen. Oh, yeah, with a VA loan! I had a bad...
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    Reply from Nancy Espinoza
    September 12th, 2025 03:18 PM
    I'm pleased to hear that I could assist you so effectively, Juan. Ensuring a smooth process and clear communication is always my priority, and I'm glad that I could meet your expectations, especially with a VA loan. Your feedback is greatly...
    read more
  • 5.0
    Encompass
    L
    Leo S
    Pecos, TX
    Posted on June 19th, 2025 04:01 PM
    Great service from Nancy and thankd to her referal!!!! I can always use those!! I will puch to close our hard purchases and loved working together to close this one.
    Reply from Nancy Espinoza
    June 22nd, 2025 04:03 PM
    I'm thrilled to hear that you had a great experience with my service and found the referral helpful. It was a pleasure working together on closing this purchase, and I look forward to assisting you with future transactions.
  • 10 of 39
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    124
    /850
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    Time Zone

    Central Standard Time (CST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.