Nadia Najera
Sr. Loan Officer | NMLS# 495979
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I had a great experience, the process was very smooth. Appreciate the support and guidance on the loan proces.
Reply from Nadia Najera
November 16th, 2025 01:55 PM
Thank you for letting me help you get in to your new home!
NADIA kept constant communication with us, spoke to us with the truth and was able to complete the deal. Definitely recommend her to our friends and family! Thank you Nadia and God Bless you!
Reply from Nadia Najera
November 16th, 2025 01:54 PM
Thank you Rogelio. I am so glad you feel confidence in referring me to your friends and family.
Communication with Nadia was superb!
Reply from Nadia Najera
November 16th, 2025 01:52 PM
David it was a pleasure to help on your home ownership journey!
She gave us great advice, guidance and answered all our questions being first time home buyers. We are very grateful with her and would 100 present recommend her to anybody looking to start the process of buy a first home
Reply from Nadia Najera
October 6th, 2025 06:30 PM
I'm really pleased to hear that you felt well-supported as first-time home buyers. It was my pleasure to provide the guidance and advice you needed. Thank you for your kind words and for recommending me to others starting their home buying...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 495979
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.