Mitch Payne
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mitch was very professional, courteous, and accommodating.
Reply from Mitch Payne
September 30th, 2026 03:45 PM
David, thank you for your review. I'm glad to hear that you found my approach professional and accommodating. It was a pleasure working with you, and if you have any further questions or need assistance in the future, please feel free to reach...
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Mitch truly cares and executes at an exceptionally high level. Will always recommend and use Mitch moving forward.
Reply from Mitch Payne
September 30th, 2026 03:45 PM
Andrew, I appreciate your generous words. It's great to know that my efforts resonated with you, and I'm honored by your recommendations. Should you need any assistance going forward, feel free to reach out. Looking forward to working together...
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Mitch is a great guy. Very knowledgeable and easy to talk to.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 469169
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.