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Misty Johnson - Senior Mortgage Banker | NMLS# 1784327 in Ponca City, OK

Misty Johnson

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Senior Mortgage Banker | NMLS# 1784327

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
3%
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0%
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Reviews from Web
  • Encompass
    S
    Shaun A
    BLACKWELL, OK
    Posted on September 1st, 2026 05:30 PM
    I am a first time home buyer and this process of with the lender was swift and easy. It was only just over a month long and part of that length was my fault due to having surgery on my back. Could have easily closed in 2 weeks. I would easily...
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    Reply from Misty Johnson
    September 11th, 2026 05:30 PM
    Shaun, I'm so pleased to hear that your experience as a first-time home buyer was swift and easy. I'm grateful for your understanding regarding the timeline, and I appreciate your recommendation to others looking to finance a home. Thank you...
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    Teresa K H
    PONCA CITY, OK
    Posted on September 1st, 2026 03:35 PM
    Misty Johnson was very helpful and responsive in all the questions I had. The process took longer than I thought it would but I'm very satisfied.
    Reply from Misty Johnson
    September 11th, 2026 03:36 PM
    Teresa, I'm grateful to hear that you found my assistance helpful and responsive. I appreciate your patience with the process, and I'm pleased that you're satisfied with the outcome. If you have any further questions, please feel free to reach...
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    Nathaniel S
    PONCA CITY, OK
    Posted on August 27th, 2026 02:49 PM
    Thank you for all of the help Misty And team! You guys are great!
    Reply from Misty Johnson
    September 7th, 2026 01:49 PM
    Nathaniel, I appreciate your kind words and am happy to hear that you found our help valuable. Thank you for recognizing the efforts of my team at Flat Branch Home Loans!
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    Gavin P
    NEWKIRK, OK
    Posted on August 27th, 2026 01:27 PM
    Misty and her team made my first home buying experience so easy and as less stressful as possible. I would most definitely recommend them to any friends or family that would be interested in buying a home.
    Reply from Misty Johnson
    September 7th, 2026 05:44 PM
    Gavin, I'm pleased to know that my team and I were able to make your first home buying experience easy and less stressful. Thank you for your kind recommendation — it truly means a lot.
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    Crystal A
    BLACKWELL, OK
    Posted on August 26th, 2026 12:57 PM
    Misty was understanding, friendly and always explained anything we might not have understood. She did her best to respond back to my messages and calls in a timely manner no matter what time it was or day. She worked very hard and got us approved...
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    Reply from Misty Johnson
    September 7th, 2026 03:15 PM
    Crystal, I'm so glad to hear that I could help make your dream of being closer to family come true. I appreciate your kind words and am thankful that my efforts made such a positive impact on your experience with Flat Branch Home Loans.
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    S
    Stacy M
    CATOOSA, OK
    Posted on August 18th, 2026 01:14 PM
    Misty went above and beyond on a bridge loan for my buyer. There were title issue and she worked hard to tackle that and keep everyone informed. She was very nice to work with!
    Reply from Misty Johnson
    August 18th, 2026 05:37 PM
    Thank you, Stacy. It was great working with you and helping your client get to the closing table without missing out on any further homes. I'm so happy we were able to tackle the title issues and see everyone to closing.
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    Lane B
    FAIRFAX, OK
    Posted on August 17th, 2026 08:43 PM
    Very smooth and easy professional process!
    Reply from Misty Johnson
    August 27th, 2026 08:44 PM
    Lane, I'm grateful to hear that you found the process smooth and easy. Thank you for sharing your positive experience with Flat Branch Home Loans.
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    J
    John B R
    BLACKWELL, OK
    Posted on August 9th, 2026 12:22 AM
    We had a great experience with flat branch because Misty and Nikki made this process as painless as possible for us and they were always available to help us if we needed help with anything at all. means a lot considering the other mortgage...
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    Reply from Misty Johnson
    August 19th, 2026 05:13 PM
    John, I'm pleased to hear that you had a great experience with us at Flat Branch. It’s wonderful to know that Misty and Nikki were able to make the process smooth and assist you whenever needed. Your kind words about Nikki being on top of everything...
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  • Encompass
    K
    Kenneth N
    PONCA CITY, OK
    Posted on August 8th, 2026 07:53 PM
    Misty was very quick to respond to all questions and kept the process moving. She was helpful when I had questions or concerns. The underwriting was my only complaint but that isn't her fault. But I've bought a home three times and this underwriting...
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    Reply from Misty Johnson
    August 18th, 2026 05:43 PM
    Thank you for the kind words, Kenneth. We are always working to do better and improve in everything we do. I've provided your feedback to underwriting so we can continue to provide the best in all areas of our team. I hope you're enjoying the...
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  • Encompass
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    Preston C
    PONCA CITY, OK
    Posted on August 7th, 2026 09:40 PM
    Misty and her team were excellent. They were very thorough, patient, understanding, and communicated well during the process. I highly recommend Flat Branch Hom eLoans
    Reply from Misty Johnson
    August 18th, 2026 05:34 PM
    Preston, I'm glad to hear that you found my team and me thorough and understanding throughout the process. I appreciate your recommendation and thank you for choosing Flat Branch Home Loans.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
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    Licenses
    • NMLS# 1784327
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149