Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
From start to finish, Mike was awesome to work with! Being a first time home buyer, he took the time to walk me through the entire process and provided an excellent customer service experience. Day or night, he was always available to answer...
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I know at times, I was not the easiest to work with, but Mike was there to answer questions at all times of the day and do whatever needed to be done to make sure we closed on time. We cannot thank him enough!
Mike Richardson has received a review with 5 star rating from Tammy J
Mike Richardson has received a review with 5 star rating from Tanveer K
Mike is fantastic! He was quick and efficient and really walked us through the whole process. He set me up with credit repair first to make sure we hit the price range we wanted, walked with me through the process, checked in regularly, and...
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Reply from Owner
October 14th, 2020 08:58 PM
Thank you for your five star review Lindsay! I am delighted to have been a big help. Have a great day!
When I first spoke to Mike Richardson, he reviewed all my information thoroughly, and then told me we would make my loan happen. He did. Through the whole process, he kept me informed and in step with what needed to me done. His communication...
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Reply from Owner
October 14th, 2020 08:54 PM
Hi Patricia, thank you so much for the kind words! I am thrilled to hear how much you enjoyed your experience. Enjoy your new house!
Got us a great rate and prequalified early for our move from CA.
As a first time home buyer, Mike was very informative and made the experience fun!
We just closed a refi loan with Mike. Their process was seamless and their platform was the easiest I’ve ever used. Mike stays in constant communication with you during the entire loan period. Mike and his team made this a pleasurable experience....
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446