Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Second refi with Michael. Excellent work and customer service.
Reply from Owner
October 15th, 2020 09:35 PM
Hi Dane! Thank you so much for the positive feedback. Take care!
Great experience! Thanks for locking in our rate at the right time.
This is our second time refinancing with Michael Richardson. Michael was very knowledgeable and professional making the process seamless.
Mike gave me the best rate of the 3 companies I contacted. Words that come to mind describing my experience with Mike and his team are - easy, swift, accurate, and friendly. Qualities you don't often see when dealing with finance, banks and...
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My wife and I contacted Mike to find out what options we had for refinancing our home loan. He provided everything in a simple to understand presentation and we never felt pressured to go in any particular direction. Once we decided on the...
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The communication (any question asked got a quick response) the easiness (online process extremely simple) the process took less time than originally estimated.
Mike made refinancing our house a smooth and stress-less process. Thanks Mike for helping us out!
Mike and his team were very professional, easy to communicate with and always accessible when needed for questions. I would highly recommend Mike for any montage needs.
Reply from Owner
October 15th, 2020 09:32 PM
Thank you Kathrine! I really appreciate your kind review. It was a pleasure working with you, take care!
Excellent communication and ability to keep the process on track even with small unanticipated bumps. Communication and responsiveness is key and Mike and his team were great. Emails, calls, and texts were returned promptly every time.
This was the best and easiest re-finance or new home purchase I have ever had. Mike and his team made the whole process so painless and so quick. Everything was explained out so well. Any question I had Mike responded to me so fast. I will...
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Reply from Owner
October 15th, 2020 09:28 PM
Hi Marcus! Thank you for the great review and for taking the time to share your detailed feedback! I am thrilled to hear that you have nothing but amazing things to say about our team. It was great working with you!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446