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Mike Richardson - Branch Manager | NMLS #1195440 in Reno, NV

Mike Richardson

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Branch Manager | NMLS #1195440

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Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Bowen D
    Posted on December 15th, 2020 08:56 PM
    Really impressed with how quick Mike is able to work a refi in this time of super high demand AND the challenges of the pandemic. I know it has to be difficult to make everything align and come together the way Mike does while still being super...
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    Reply from Owner
    December 18th, 2020 06:54 PM
    Thank you so much for your amazing review Bowen! I really appreciate your kind words - I am so glad to hear that you had a great experience. It was wonderful working with you. Have an amazing day!
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    Bowen D
    Sparks, NV
    Posted on December 15th, 2020 12:00 AM
    Mike is absolutely timely, communicative, accurate and helpful. Amazed at the diligence and dedication he showed to get our refi on the road to be closed as quickly as he was able to, at a time when I'm probably not even thinking of half the...
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    Melissa A R
    Posted on December 13th, 2020 07:07 PM
    Michael is awesome to work worth -- we've been looking for a home in COVID times and the crazy low rates, and in Reno that means we have to pounce on offers for good homes. Michael was always available and I could count on him to pick up my...
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    Reply from Owner
    December 18th, 2020 06:42 PM
    Hi Melissa! I really appreciate your amazing review - thank you so much! It was a pleasure working with you and hope to do it again soon. I'm so happy to hear that the process was painless and easy - that's always the goal. Take care!
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    Kathy H
    Posted on December 13th, 2020 05:25 PM
    Mike and his team were easy to work with. The refinance process was quick, seamless and stress free!
    Reply from Owner
    December 18th, 2020 06:40 PM
    Hi Kathy, thank you so much! I'm so happy to hear that it was seamless and stress free. We look forwarding to working with you again soon - take care!
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    Khellfeier
    Rohnert Park, CA
    Posted on December 13th, 2020 12:00 AM
    Mike and his team were professional, respectful and took the time to answer all questions. The online portal was user friendly and the entire process was quick and easy. The most painless, stress free refi I have ever done!
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    Susan S
    Posted on December 12th, 2020 05:20 PM
    Mike and his team were wonderful and made the home purchasing process easy and smooth. They were professional, efficient, and clear in their interactions and communication. Mike answered all of our questions to our satisfaction. I would recommend...
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    Reply from Owner
    December 18th, 2020 06:25 PM
    Susan, I am so happy to hear that you had a great experience! Thank you so much for this amazing review. My team and I try to make the process smooth - that's super important to us. We hope to work with you again soon - take care!
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    Chante H
    Sparks, NV
    Posted on December 12th, 2020 03:29 AM
    Thank you for the smooth transaction! You are amazing! We appreciated all your efforts and for making this a seamless process.
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    Kathryn L
    Rohnert Park, CA
    Posted on December 11th, 2020 02:31 PM
    Everything was clearly explained. The online portal was easy and quick with built in help videos if needed. The staff returned messages promptly, answered all questions thoroughly. It was the simplest , stress free refinance I have ever done!...
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    Steven P
    Reno, NV
    Posted on December 11th, 2020 02:24 PM
    Great knowledge of the market and direction my loan needed to go, highly recommend this guy and his team!! Very easy to work with and fast at getting it done!!
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    About
    Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA – Veterans Administration Loan – 30-year fixed - $0 down payment
    FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
    Conventional 30-year & 15-year Fixed – 3% minimum down payment
    Jumbo Loans – 20% down payment, up to $3M*
    Residential Mortgages
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    Positions
    • Mann Mortgage - Mortgage Consultant
      Jun 1st, 2014 - Dec 17th, 2018
    • Bay Equity Home Loans - Branch Manager
      Dec 18th, 2018 - May 31st, 2024
    Memberships
    • Bay Equity Chairman’s Circle
    • MBS Highway
    • Certified Mortgage Advisor
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1195440
    Achievements
    • 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
    • 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
    • 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
    • View All
    Hobbies
    • Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
    • Golf
    • Traveling
    • View All
    Disclaimer
    NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446