Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
We just closed a refi loan with Michael and his staff, and even with the holidays and Covid challenges, the all-online process was well-planned, easy to execute and completed in a timely manner. Mike provided quick yet comprehensive service,...
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Reply from Owner
January 15th, 2021 04:07 PM
Hi Victor! I am so glad to hear you had an enjoyable experience with my team and I. Thank you for your kind words. We hope to work with you again soon - take care!
Process was seamless from start to finish, even without in-person contact due to Covid restrictions. Impressed with the online interface through which we submitted and reviewed information. Entire process took less than a month including appraisal....
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Mike made it so easy to understand what was going on and answered all of our questions (sometimes late at night) promptly and efficiently! Thank you so so much!
We just closed a refi loan with Michael and his staff, and even with the holidays and Covid challenges, the all-online process was well-planned, easy to execute and completed in a timely manner. Mike provided quick yet comprehensive service,...
read more
Very helpful and understanding
Mike was amazing to work with. From start to finish, he made the loan process easy. Mike and the staff at Bay Equity always kept me updated, explained the process and documents in clear terms, and answered all of my questions. I could not be...
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Mike and his team were excellent to work with. Super professional and walked me through every step of the refinance process. They answered all my questions promptly and I couldn't have asked for an easier stress free process.
Mike helped me with a refinance on a rental property. I went to him with a certain idea about what I wanted to do and he offered his honest feedback that it might be better to consider some different options. He came up with a strategy that...
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Reply from Owner
January 8th, 2021 07:35 PM
Hi Dave! Thanks so much for your amazing review - I really appreciate it! I'm so glad we were able to come up with a strategy that made the refi quick and easy. I look forward to working with you again in the future. Take care!
I was very happy with the refinance I did with Mike. I went to him with a certain idea about my refinance needs and he was able to suggest a strategy that I was ultimately better served by. His honesty and prompt action around my loan makes...
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Mike helped me with a refinance on a rental property. I went to him with a certain idea about what I wanted to do and he offered his honest feedback that it might be better to consider some different options. He came up with a strategy that...
read more
751–760 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446