Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike is the best!!! His team made our mortgage process easy and quick. We will only use Mike in the future and will recommend him to everyone we know.
Mike made the process so easy from start to finish. I knew what we needed to do each step do the way, and always felt supported. He is hands down the best in the business.
We just closed escrow with Bay Equity as the lender and Mike Richardsonas the loan officer.Mike is very efficient, knowledgeable and shows empathy to his clients.With his help. we are able to navigate the intricacies of obtaining a loan especially...
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Reply from Owner
March 19th, 2021 04:25 PM
Priscilla - thank you for this amazing review! I greatly appreciate your trust. My team and I look forward to working with you again in the future. Have a great weekend!
Mike is very pleasant, knowledgeable, and resourceful. He return callspromptly. Our family uses him for our real estate financings and we highly recommend him for your financing needs as well. Give Mike a call and give him a chance.
I'm actually posting this on behalf of my mother. Whom we recently refinanced their home in ElDorado County. She was very impressed with the high level of customer service, expertise, and personal touch from Mike and his team with the loan....
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Reply from Owner
March 12th, 2021 03:26 PM
Hi Robert! Tell your mother thank you for her kind words - we appreciate it so much. I am so thrilled to hear this. We hope to work with her again in the future. Thank you again and enjoy!
Mike and his brother Nick are always available when you have a question or a concern. They respond immediately to any question you may have about the process involved to obtain your new loan. Their attention to details are so obvious, that...
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Always a pleasure working with Mike Richardson and his awesome team!! I will continue to refer Mike to my friends and colleagues.
Great job!
Reply from Owner
March 4th, 2021 04:11 PM
Thank you David - we really appreciate it!
Mike and his team made my first time home buying experience the best. He was always available to answer all my questions and made the process painless. It was a pleasure working with him. He was always a phone call and/or text away. He also...
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When we first started looking for a home our credit wasn’t quite where it needed to be. Instead of Bay Equity telling us no they worked with us and put us in contact with a company to help repair our credit so we would be ready to purchase...
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Reply from Owner
March 4th, 2021 04:19 PM
Hi Yuri! Thank you for the five star review - we are so grateful! We are so happy that we could help you out. We hope to work with you again in the future! Enjoy your new home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446