Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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We recently purchased a home in the Sparks NV area. We went with Bay Equity Home Loans and Mike Richardson. Mike was very knowledgeable and a pleasure to work with.
Reply from Owner
February 6th, 2023 01:15 AM
Thank you so much for your review Ray! I appreciate the great feedback and happy to hear that you had a great experience. Hope to work with you again in the future! Have a great day.
This was our second round of house buying with Mike as our lender. I'll be honest and say that several years ago as new home buyers we felt the process was a little overwhelming at times, but every time we had a question or concern, Mike was...
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Bay Equity led me through the process of purchasing my home. They were professional and very accommodating. They responded to my questions, immediately. I highly recommend Bay Equity. Janis
Reply from Owner
May 14th, 2021 04:51 PM
Hi Janis! Thank you for the wonderful review. Hope to work with you again soon!
Mike and his team at Bay Equity were a dream to work with. As a first time home buyer they walked me through each step to make sure I understood the home buying process. The team was readily available and provided timely communication. I was...
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Mike and his team were a dream to work with for my refinance. The process couldn't of gone smoother and he got me an amazing interest rate. I highly recommend him for your home buying and refinancing needs!
Reply from Owner
May 14th, 2021 04:50 PM
Thanks for the five star review Jenna - it's greatly appreciated!
Service was quick, easy and simple. The things you don't run into often when getting a mortgage.
Highly recommend Mike and his team.
601–610 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446