

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike and his team guided us through the entire process! They were very responsive and even answer the phone when you call to ask questions. That kind of personalized service is hard to find these days! I hold Mike and all the people I dealt...
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Reply from Owner
August 19th, 2021 03:02 PM
Hi Stanley! Thank you so much for your amazing review - we are so glad to hear you had a positive experience. Don't hesitate to reach out if you need anything else! Take care.
Mike and his team guided us through the entire process! They were very responsive and even answer the phone when you call to ask questions. That kind of personalized service is hard to find these days! I hold Mike and all the people I dealt...
read more
Mike and his team guided us through the entire process! They were very responsive and even answer the phone when you call to ask questions. That kind of personalized service is hard to find these days! I hold Mike and all the people I dealt...
read more
First off, Mike was the one who reached out about doing a gift of equity transaction, as he knew our end goal was to purchase the property from my boyfriend’s parents. He made the processes super easy; I’m someone with a high level of anxiety...
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First off, Mike was the one who reached out about doing a gift of equity transaction, as he knew our end goal was to purchase the property from my boyfriend’s parents. He made the processes super easy; I’m someone with a high level of anxiety...
read more
First off, Mike was the one who reached out about doing a gift of equity transaction, as he knew our end goal was to purchase the property from my boyfriend’s parents. He made the processes super easy; I’m someone with a high level of anxiety...
read more
Had a great experience with Mike and the Bay Equity team. He is a true professional and took the time to answer all of my questions completely. He has great technology in place to make the process easy and efficient without losing the human...
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Reply from Owner
August 19th, 2021 02:59 PM
This is amazing to hear, Cody! Thank you so much for taking the time to share your feedback - it's greatly appreciated. Have a great day!
Mike was very professional and efficient. He responded quickly and was available to help at any time.
Mike made everything very easy for us
Had a great experience working with Mike and his team. They were familiar with first time home buyers and VA Home Loans. Mike was a able to come up with a much better rate and lower costs compared with the other mortgage lenders we talked with....
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Reply from Owner
February 6th, 2023 01:07 AM
Hi Anthony! Thank you so much for sharing your feedback - my team and I are so grateful. It was a pleasure working with you. Have a great day!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446