Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike Richardson has received a review with 5 star rating from Michael A
Excellent communication, transparency, efficent, kept me in the loop, availability, and the secure platform.
Mike, Nick, Jessica and Jacob were truly excellent to work with during the loan process. They were incredibly knowledgeable and quick to respond to any questions. They provided great advice as well. Additionally, they use a secure portal for...
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Our mortgage process from start to finish was the best you could hope for. The process was easy and super user friendly, and Mike and his Team proactively guided us all along the way. Everybody at Bay were really helpful and user friendly....
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Reply from Owner
September 8th, 2022 08:00 PM
Hi Connie - we are so glad to hear the process was easy and user friendly! We appreciate your business and support. Take care!
Everything that happened from start to finish was just fantastic!! Mike and his team proactively guided us through every step of the way. Mike proactively guided us through each step of the easy and user friendly process. We were able to sign...
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Mike, Nick, Jessica and Jacob were truly excellent to work with during the loan process. They were incredibly knowledgeable and quick to respond to any questions. They provided great advice as well. Additionally, they use a secure portal for...
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Mike was fantastic! He helped my wife and I with a recent home purchase. He provided us with in- depth (and easy to understand!) tips on navigating market conditions, and ensured a smooth and efficient process all the way through. Super friendly...
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Reply from Owner
September 8th, 2022 08:00 PM
Thomas - thanks for the five stars! It was a pleasure working with you and your wife. Congrats on your new home!
We closed on our new home in July, and it was incredibly smooth and easy with the support of Mike and his team at Bay Equity. Mike was knowledgeable and always available to provide detailed answers and explanations for us, and was the epitome...
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Mike and his team were responsive, patient, answered all my questions, and worked around the clock to ensure my experience in buying my first house was seamless. They never made me feel as though I should know the right answer, and provided...
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Reply from Owner
September 8th, 2022 07:58 PM
Hi Heather! Thank you for the amazing review. My team and I appreciate your business and support!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446