

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Michael made the transaction very smooth and explained everything in detail. He answered all of our questions and addressed any concerns we had along the way. It was great working with Michael
We have worked with Mike 3 times now and never have been disappointed. You can call, email or text him anytime with any question and get an immediate response!
This guy is awesome whatever you need he can help you get it I would recommend him to anyone he walks you step by step when you are faced with adversity he comes you Down
Excellent and amazing! We were in a tough situation at the time with some health concerns, and Mike went above and beyond to help us out! He really showed us that he was invested in us personally and willing to do so much for us! Couldn't have...
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Michael Richardson goes above & beyond!!Working with Michael to Refi my house was a wonderful experience. As it turned out my refi wasn’t as straight forward as we had initially thought. Michael kept me informed of everything that came up every...
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Excellent and amazing! We were in a tough situation at the time with some health concerns, and Mike went above and beyond to help us out! He really showed us that he was invested in us personally and willing to do so much for us! Couldn't have...
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Working with Michael to Refi my house was a wonderful experience. As it turned out my refi wasn’t as straight forward as we had initially thought. Michael kept me informed of everything that came up every step of the way, he provided options...
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Working with Mike was a wonderful experience, even during the stressful home buying process. He was attentive, always available and always prepared. Once I contacted Mike about possibly purchasing a home, I gave him the required paperwork and...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446