Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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The process to buy a house and to obtain a mortgage today is absolutely insane; it is cumbersome, burdensome and anxiety creating. It seems like the banks want us to upload our whole life for their scrutiny. Mike did an excellent job in helping...
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This was a first home for me and Mike was very helpful explaining the process and making everything as easy as possible for me. He was always very quick to get back to me and very professional. I hope to work with him again one day and would...
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The process to buy a house and to obtain a mortgage today is absolutely insane; it is cumbersome, burdensome and anxiety creating. It seems like the banks want us to upload our whole life for their scrutiny. Mike did an excellent job in helping...
read more
Mike and his team are wonderful to work with!
Very professional with excellent communication. My whole process was quick and easy. I recommend anyone looking to purchase a home or refinance one to give him a call!
Mike was patient and kind throughout the whole process! Thank you Mike!
The process to buy a house and to obtain a mortgage today is absolutely insane; it is cumbersome, burdensome and anxiety creating. It seems like the banks want us to upload our whole life for their scrutiny. Mike did an excellent job in helping...
read more
Mike is super attentive. Whenever I would send him an email I would receive a prompt phone call back. He explained the process very thoroughly, and also took the time to explain some of the finer points of our loan's interest rate and how that...
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There was friendliness, patience, honesty, and speed.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446