Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
This is the fourth time we have used Mike as our mortgage lender. My family and I could not have asked for a better lender who goes above and beyond! Mike has exceptional customer service and very understanding to every circumstance. He is...
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Mike and his team at Bay Equity are so great to work with. We have gone through Mike for home purchases and most recently a refi. Mike and his team make the process so easy and incredibly fast. Mike will go above and beyond and answer any questions...
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This is the fourth time we have used Mike as our mortgage lender. My family and I could not have asked for a better lender who goes above and beyond! Mike has exceptional customer service and very understanding to every circumstance. He is...
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Mike and his team were great to work with! Mike was kind, patient and very informative. He was reliable and also available when we had questions! We would highly recommend Mike to our friends and family looking for a home loan! Thanks Mike!
We just recently closed on our house, and we could not be any happier! For me the process is incredibly confusing, but Mike was there to guide us and answer all of our questions. I could not imagine working with anybody else. He was there for...
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We just recently closed on our house, and we could not be any happier! For me the process is incredibly confusing, but Mike was there to guide us and answer all of our questions. I could not imagine working with anybody else. He was there for...
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I have bought and sold a few homes in my life, but working with Mike has been the best experience I have ever had in buying a home. I initially purchased my home in October 2018 in Las Vegas. I heard about Mike through reviews like this one....
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Bay Equity was a great company to work with especially Mike Richardson. He makes every transaction seamless and is always available to answer a question, no matter how minor or out in left field it may be. I would highly recommend Mike and...
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I've worked with Mike twice and he has met or exceeded all my expectations each time. He provides full and accurate information, pays great attention to detail, and keeps the process rolling.
I've worked with Mike twice and he has met or exceeded all my expectations each time. He provides full and accurate information, pays great attention to detail, and keeps the process rolling.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446