Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Great staff, professional, courteous, frequent communication. We applied for a loan on December 28th at nearly 5 in the evening on a Friday and had a pre approval letter within an hour of submitting our application. Mike and his staff are thorough...
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I have bought several houses over the years but my experience with Mike and his team at Bay Equity was by far the best. They were informative throughout the entire process which from start to finish for us was just barely a month. That's application...
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Mike is easy to work with, gets stuff done quickly, and glad to have him help us out!
It was very stream lined with no hiccups
Mike makes it very easy and understandable to buy a home. I recommend him to everyone looking to buy a home.
Mike and his team are really amazing! Mike got us through our first refinancing and it wasn't even that scary! He made sure that we understood everything. I never met a more patient person. He is well educated in the finance world and gave...
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Great teamwork! This is our 4th closing with Michael. From the closing person to the table closing it was seamless. Love the online document request site. So easy... for a mortgage. Will use them again... like next month.
Excellent professionalism and service. This is the 4th loan we have done with Michael and every time it was seamless. His team is great and the closing was actually fun even though we had to sign 2 sets of paperwork! I will definitely itely...
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Mike and his team are really amazing! Mike got us through our first refinancing and it wasn't even that scary! He made sure that we understood everything. I never met a more patient person. He is well educated in the whole finance world and...
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Mike and his time made the process of applying for a mortgage and closing the transaction seamless. It was stress-free and it all went without a hitch. I highly recommend Bay Equity in general and Mike Richardson in particular. The process...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446