

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike was fantastic and very upbeat throughout the process.
Highly recommend Mike and his team.
Reply from Mike Gallagher at CrossCountry Mort...
November 8th, 2025 04:46 PM
Thank you Tom for the kind words! We're grateful to have helped you with your home loan!
Mike and team were wonderful to work with! Very easy process.
Reply from Mike Gallagher at CrossCountry Mort...
October 31st, 2025 12:56 PM
Thank you Desiree, appreciate the opportunity to help you again with your home loan!
hard to put into words you and your team made this stress free tou you guys were above and beyond helpful and me and my wife can not thank you enough special thanx goes to Kim she was amazing
Reply from Mike Gallagher at CrossCountry Mort...
June 27th, 2025 02:49 PM
Tommy, thank you for the kind words! Congratulations on your home purchase. You and your family were a pleasure to work with! Thank you for allowing us to assist with your home loan! Mike
The team was so efficient, supportive, knowledgeable, and quick to respond. We truly were able to move quickly on a home, because of Team Gallagher, and we are SO grateful for ALL of their help!
Reply from Mike Gallagher at CrossCountry Mort...
June 27th, 2025 02:52 PM
Thank you Serena! Congratulations on your home purchase! So happy for you and your family, I'm sure you will make many great memories there. Truly appreciate you trusting us handling your home loan in the process.. Thanks again! Mike
The team was so efficient, supportive, knowledgeable, and quick to respond. We truly were able to move quickly on a home, because of Team Gallagher, and we are SO grateful for ALL of their help!
Reply from Mike Gallagher at CrossCountry Mort...
April 24th, 2025 05:06 PM
Serena, thank you very much for the kind words! You and Ronny were awesome to work with, and we're so excited for your next chapter! Congratulations!
Efficient, personal service to meet our needs.
Mike was very informative and patient with us throughout the entire process of selling and purchasing our new home. He spent a great deal of time reviewing our loan options and guiding us.
Reply from Mike Gallagher at CrossCountry Mort...
March 4th, 2025 06:42 PM
Thank you Laura for the kind comments! We loved working with you, congratulations on your new purchase!
Mike and team kept in constant communication with my fiancé and I throughout this process. We were first time home buyers and asked plenty of elementary questions but Mike was extremely patient and made sure we understood everything, every...
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Reply from Mike Gallagher at CrossCountry Mort...
March 4th, 2025 06:42 PM
Thank you Lindsay, very much appreciate the kind words! Congratulations again on your home purchase, looking forward to the house warming party! Mike
Mike and his team always made themselves available for our questions and kept us informed throughout the process. Mike was a great resource then and continues to be even now. In the future I plan to reuse Mike and will tell all my family and...
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Reply from Mike Gallagher at CrossCountry Mort...
March 4th, 2025 06:42 PM
Mike, thank you very much for the nice review! It was a pleasure working with you and very excited for you and your family, I know you will love your new home! Mike
Mike's level of expertise is unparalleled. It is ALWAYS a pleasure to work with him.
Reply from Mike Gallagher at CrossCountry Mort...
March 4th, 2025 06:42 PM
Thank you Adrian! Very much appreciate the comments, and looking forward to working with you and your team again!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095