

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike was wonderful to work with!
Mike kept us informed through the whole process and was proactive on anything that he thought that we would need from our client. I would absolutely recommend Mike again.
Good service
Thanks again Mike!
We were successful in obtaining our funds to purchase our new home with very little effort.
Mike and his team were very quick to respond to all of our questions.. He was very clear and considerate throughout the whole process..
Thank you for a wonderful experience 😊
Gary and Lynn Cheek
Mike has been fantastic! Made a very complex process seem easy. He was responsive and always answered our laundry list of questions. Couldn't be happier with his attitude and professionalism.
Mike helped me buy my house a few years ago so I knew when I wanted to refinance he was the person to call. Mike and his office made the process as painless as possible and they kept me informed every step of the way. That last phone call from...
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Kim, Sandra, and Mike made this an easy experience for us, which is saying something considering how momentous a refinance is typically, but to add the pandemic on top of it, they were easy to work with and we didn't even need to leave the...
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This is the third time Susan and I have chosen to use Finance of America for financial assistance and advice. Mike, Kim, and Sandra were, once again, nothing but professional, personable, and helpful in meeting our needs and quickly and painlessly...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095