Mike Coughlin
Sr Mortgage Lender
Hi, I’m Mike Coughlin, a Senior Mortgage Lender based in Overland Park, Kansas. I’ve been helping clients achieve their homeownership goals for more than 26 years and have proudly spent the last seven with First Federal Bank. I’m passionate... Show More
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was very nervous about the buying a house experience. Mike walked us through everything and answered every question and made it so easy and stress-free.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm thrilled to hear that I could help make your home buying experience easy and stress-free. It was a pleasure to assist you and address all your questions. Thank you for your kind words and trust in First Federal Bank.
Mike was extremely helpfu. He answered all our questions and made the loan process go smoothly. Even if we reached out after office hours, Mike would respond in a timely manner.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm thrilled to hear that you found the loan process smooth and that I could assist you effectively, even after office hours. Your satisfaction is important to me, and I appreciate your kind words.
Underwriting was a bit ridiculous. Fees a bit high
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
Thank you for your feedback, Leah. We acknowledge your concerns regarding the underwriting process and fees. Your feedback is valuable as we strive to improve our services. If you have any further questions or need assistance, please feel free...
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Thank you for your help. We appreciate your quick responses to our questions.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm glad to hear that you appreciated the quick responses to your questions, Stephanie. It was my pleasure to assist you. If you have any more questions or need further assistance, please feel free to reach out.
Knowledgeable, provided sound advice, and made proper accommodations to meet my needs.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm pleased to hear that you found my advice helpful and that I could accommodate your needs effectively. It was a pleasure assisting you, and I appreciate your feedback.
This is the third morgage I have worked with Mike on. He always gets me the best rate and does an awesome job making sure the paperwork is done correctly and on time.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm thrilled to hear that you have had such a positive experience with your mortgage processes, Tara. It's always a pleasure working with you, and I'm glad I could assist in securing the best rate and ensuring everything was completed accurately...
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Very professional and quick to respond ◡̈
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
Thank you for your kind words, Ann. I'm glad to hear that you found the service professional and responsive. It was a pleasure assisting you at First Federal Bank.
Mike was AMAZING!!!! Super easy to work with, helpful, and attentive! Best experience ever! Highly recommend for a great rate and super service! Thank You Mike!
This was great! Smooth and easy!
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm thrilled to hear that you had a smooth and easy experience, Enrico. It was a pleasure assisting you. Thank you for your kind words and for choosing First Federal Bank.
I've worked with Mike before and he is very thorough, extremely patient, and he consistently follows up.
Reply from Mike Coughlin
September 12th, 2026 12:16 AM
I'm glad to hear that you had a positive experience working with me. I strive to be thorough, patient, and consistent in my follow-ups. Thank you for your kind words and for choosing First Federal Bank.
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About
Hi, I’m Mike Coughlin, a Senior Mortgage Lender based in Overland Park, Kansas. I’ve been helping clients achieve their homeownership goals for more than 26 years and have proudly spent the last seven with First Federal Bank. I’m passionate about building long-term relationships with my clients and tailoring mortgage solutions that fit their financial goals. Whether you’re purchasing your first home or moving up to your next, I take the time to listen, explain your options, and guide you confidently through the process. When I’m not assisting clients, I enjoy spending time with my wife of 19 years and our two children, supporting them at their many activities—from dance and football to baseball and golf.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #507213