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Mike Coughlin - Sr Mortgage Lender

Mike Coughlin

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Sr Mortgage Lender

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Hi, I’m Mike Coughlin, a Senior Mortgage Lender based in Overland Park, Kansas. I’ve been helping clients achieve their homeownership goals for more than 26 years and have proudly spent the last seven with First Federal Bank. I’m passionate... Show More
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
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Reviews from Web
  • Encompass
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    Patrick M
    Hilton Head Island, SC
    Posted on January 4th, 2025 05:10 PM
    I had a few coversations with Mike and found him very knowledgeable and trustworthy.
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    I'm delighted to hear that you had a positive experience, Patrick. It was a pleasure to assist you and share my knowledge. Your trust is highly appreciated, and I'm here for any other banking needs you might have in the future at First Federal...
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  • Encompass
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    Eric A W
    Longmont, CO
    Posted on December 24th, 2024 05:46 PM
    Mike had the best rate, and was quick to get the needed info in place to close in 30 day. I found him online so was a little skeptical at first but he did a great job.
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    Hi Eric! I'm really glad to hear that you had a great experience and felt the process was fast and efficient. Your trust means a lot, especially given your initial skepticism. Your feedback is much appreciated and will surely help others who...
    read more
  • Zillow
    D
    Dave
    Bluefield, WV
    Posted on November 5th, 2024 12:00 AM
    Everything was perfect with our conventional loan process until 5 days prior to our intended close. We received an email at noon on a Friday that the underwriter would not approve the loan due to questions over habitability. Generally, this...
    read more
    Reply from Owner
    December 10th, 2024 12:00 AM
    I'm sorry to hear about your experience with our organization, but I appreciate your detailed review. We are actively working to address all issues mentioned above. I sincerely hope that you were able to close with the lender of your choice,...
    read more
  • Zillow
    S
    Stephanie F
    Dry Ridge, KY
    Posted on November 3rd, 2024 12:00 AM
    From the first phone call reaching Mike, he was incredibly easy to work with providing clear/simple/concise answers, responding almost immediately every time I reached out, and helping us secure an amazing rate. Incredibly satisfied with the...
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  • Zillow
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    Jonathan B
    Rehoboth Beach, DE
    Posted on October 31st, 2024 12:00 AM
    Mike was thorough and professional throughout our closing process. He handled all of the details, was always accessible when we had questions, and helped us close on time. His interest rate was competitive and closing costs were all reasonable....
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  • Encompass
    M
    Mycheal L
    Thiensville, WI
    Posted on October 29th, 2024 04:06 PM
    Detailed, professional and friendly. Enjoyed the experience
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    Thank you, Mycheal, for your wonderful review and for giving me a perfect rating. I'm very pleased to hear that you enjoyed your experience with us at First Federal Bank and found my service to be detailed, professional, and friendly. Your...
    read more
  • Encompass
    R
    Ryan L F
    Dry Ridge, KY
    Posted on October 25th, 2024 02:53 PM
    From the first phone call reaching Mike, he was incredibly easy to work with providing clear/simple/concise answers, responding almost immediately every time I reached out, and helping us secure an amazing rate. Incredibly satisfied with the...
    read more
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    Hey Ryan, it's Mike here. I'm thrilled to hear about your positive experience with us at First Federal Bank. I'm glad I could provide clarity and assistance throughout your VA mortgage process. Your satisfaction is our top priority, and your...
    read more
  • Encompass
    L
    Lois S F R
    Oak Grove, MO
    Posted on October 17th, 2024 06:24 PM
    Mike was able to do a loan that another was unable to do. We appreciated all his hard work! Thanks Mike Coughlin!
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    I'm thrilled to hear that I was able to assist with your loan when others could not, Lois. Your positive feedback means a lot to me and it was a pleasure working with you. If you ever need any more help in the future, don't hesitate to get...
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  • Encompass
    J
    Jonathan M B
    Rehoboth Beach, DE
    Posted on October 15th, 2024 12:33 PM
    Mike and team were all around great to work with.
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    Really appreciate your positive feedback, Jonathan! It's always a pleasure to hear that our team at First Federal Bank is doing a good job. Thanks for rating us 5 stars, we're thrilled to have been able to provide you with such a positive experience....
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  • Encompass
    J
    Johnson N M
    Midlothian, TX
    Posted on October 14th, 2024 10:42 PM
    He made the process go very smoothly!
    Reply from Mike Coughlin
    September 12th, 2026 12:16 AM
    I'm thrilled to hear you found the process smooth, Johnson! It's always my aim to ensure a hassle-free experience for all my clients at First Federal Bank. Thank you for the superb rating and your kind words. I look forward to working with...
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    About
    Hi, I’m Mike Coughlin, a Senior Mortgage Lender based in Overland Park, Kansas. I’ve been helping clients achieve their homeownership goals for more than 26 years and have proudly spent the last seven with First Federal Bank. I’m passionate about building long-term relationships with my clients and tailoring mortgage solutions that fit their financial goals. Whether you’re purchasing your first home or moving up to your next, I take the time to listen, explain your options, and guide you confidently through the process. When I’m not assisting clients, I enjoy spending time with my wife of 19 years and our two children, supporting them at their many activities—from dance and football to baseball and golf.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Cash-Out Refinances
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #507213