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Michelle Willer - Senior Mortgage Banker | Mortgage Advice. Home Loans. Made Easy. | NMLS# 595462 in Chesterfield, MO

Michelle Willer

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Senior Mortgage Banker | Mortgage Advice. Home Loa...

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We build a mortgage plan that fits your goals, whether you are buying a primary home, a second home, or a rental property. We also work with your financial advisor, CPA, and attorney, so your mortgage fits your full financial picture, not j... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    H
    Heather A
    SAINT LOUIS, MO
    Posted on April 14th, 2026 03:35 PM
    I can't believe I haven't been overwhelmed or stressed through my home buying process! It's because of the team I had. Each of you were clear, honest, and answered questions thourghougly. So grateful!
    Reply from Michelle Willer
    April 24th, 2026 03:35 PM
    Heather, I'm pleased to hear that you felt at ease throughout your home buying process. Your appreciation for the clarity and honesty of my team is truly valued. If you have any more questions or need assistance in the future, please don't...
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  • Encompass
    J
    Joseph P W
    SAINT LOUIS, MO
    Posted on April 13th, 2026 06:09 PM
    This is the third that I've closed with Michelle(investments). Her and her team know their stuff and handle it well. They keep me updated of progress and make sure i stay on track as well. Will use her again.
    read more
    Reply from Michelle Willer
    April 23rd, 2026 06:10 PM
    It's wonderful to know that I've been able to assist you with three closings, Joseph. I appreciate your trust and your kind words about my team and our communication. I'm here whenever you need assistance in the future.
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    Lauren C S
    FENTON, MO
    Posted on April 10th, 2026 03:48 PM
    ...........
    Reply from Michelle Willer
    April 20th, 2026 03:49 PM
    Thank you, Lauren, for the 5-star rating. I'm grateful for your support and glad to have been a part of your experience with Flat Branch Home Loans. If there's anything more I can assist you with, please let me know.
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    Christopher J G
    NEW ATHENS, IL
    Posted on April 9th, 2026 06:43 PM
    Easy, Smooth, and professional excellence is what made our loan process a great experience.
    Reply from Michelle Willer
    April 20th, 2026 07:11 PM
    Christopher, I'm glad to hear that the loan process was easy and smooth for you. Your kind words about my professional excellence are truly appreciated. If you ever need further assistance, please feel free to reach out.
  • Encompass
    D
    Daniel K S
    FENTON, MO
    Posted on April 7th, 2026 04:33 PM
    Michelle and team were great and easy to work with, as always
    Reply from Michelle Willer
    April 17th, 2026 04:33 PM
    I'm happy to hear that you found working with my team and me easy and great, Daniel. It's appreciated to have your continued trust and support. If there's anything else you need, please don't hesitate to reach out.
  • Encompass
    R
    Rachael L
    SAINT LOUIS, MO
    Posted on April 7th, 2026 02:08 PM
    Quick responses and easy process
    Reply from Michelle Willer
    April 17th, 2026 02:09 PM
    I'm pleased to hear that you found the process easy and appreciated the quick responses, Rachael. It was a pleasure working with you at Flat Branch Home Loans. If you have any more needs in the future, I'm here to help.
  • Encompass
    B
    Brian R A
    SAINT LOUIS, MO
    Posted on March 31st, 2026 03:02 PM
    Michelle was great to work with and made the process so easy!
    Reply from Michelle Willer
    April 10th, 2026 03:03 PM
    I'm glad to hear that you found the process easy, Brian. It was great working with you, and I'm pleased I could help make everything straightforward. If you ever need anything in the future, feel free to reach out.
  • Encompass
    G
    Geoffrey K S
    EDWARDSVILLE, IL
    Posted on March 27th, 2026 05:22 PM
    Michelle is always there to answer any questjons and hwlpnme find the best solutions.
    Reply from Michelle Willer
    April 6th, 2026 05:23 PM
    Thank you, Geoffrey, for your kind words. I'm pleased to know that my support and assistance in finding the best solutions have been helpful to you. If you have any more questions or need further assistance, please don't hesitate to reach out....
    read more
  • Encompass
    S
    Shonda B
    ALTON, IL
    Posted on March 27th, 2026 02:51 AM
    Michelle and the team were excellent to work with and highly communicative.
    Reply from Michelle Willer
    April 27th, 2026 07:13 PM
    Shonda, I'm grateful for your kind words about my team and our communication. It was a pleasure working with you, and if you ever need anything else, please feel free to reach out.
  • Encompass
    W
    Wesley R
    ALTON, IL
    Posted on March 26th, 2026 11:26 PM
    Michelle was once again an incredible player in the home buying process. She went out of her way to help us get everything together for our loan , even on her off days! This woman deserves a raise!
    Reply from Michelle Willer
    April 6th, 2026 05:44 PM
    I'm truly grateful for your kind words, Wesley. It’s a pleasure to assist you in the home buying process and ensure everything goes smoothly, even if it means going the extra mile on my off days. Your support and recognition mean a lot to me....
    read more
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    About
    We build a mortgage plan that fits your goals, whether you are buying a primary home, a second home, or a rental property. We also work with your financial advisor, CPA, and attorney, so your mortgage fits your full financial picture, not just the loan itself. Our goal is simple: make the mortgage process easy to understand, fit it into your bigger financial plan, and keep the transaction smooth from start to finish.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Home mortgages for primary, 2nd home, and rental/investment properties
    Conventional Mortgages
    Jumbo
    First time homebuyers
    Bridge Loans
    Down Payment Assistance
    FHA
    VA
    View All
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    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 595462
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149