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Michelle Willer - Senior Mortgage Banker | Mortgage Advice. Home Loans. Made Easy. | NMLS# 595462 in Chesterfield, MO

Michelle Willer

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Senior Mortgage Banker | Mortgage Advice. Home Loa...

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We build a mortgage plan that fits your goals, whether you are buying a primary home, a second home, or a rental property. We also work with your financial advisor, CPA, and attorney, so your mortgage fits your full financial picture, not j... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    J
    Jane M A
    SAINT LOUIS, MO
    Posted on June 2nd, 2026 12:18 AM
    Easy to do business since we are repeat customers, and I felt she respected that… We felt like she knew us
    Reply from Michelle Willer
    June 12th, 2026 06:08 PM
    Jane, I'm happy to hear that you felt respected as repeat customers and that our working relationship made the process easier for you. Thank you for sharing your experience!
  • Encompass
    E
    Edward E D
    SAINT LOUIS, MO
    Posted on May 31st, 2026 10:58 PM
    great customer service.
    Reply from Michelle Willer
    June 11th, 2026 06:28 PM
    Edward, I'm grateful for your feedback and pleased to know you appreciated the customer service. Thank you for sharing your experience!
  • Encompass
    G
    Grant T C
    SAINT LOUIS, MO
    Posted on May 30th, 2026 12:43 PM
    Michelle is fantastic! She was very responsive and knowledgeable throughout the entire process. If we refinance again, we will definitely ask her to help again.
    Reply from Michelle Willer
    June 9th, 2026 12:44 PM
    Grant, I appreciate your kind words and am pleased to hear that you found my responsiveness and knowledge helpful throughout the process. If you decide to refinance again, I would be happy to assist you. Thank you for your trust!
  • Encompass
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    Laura O
    KYLE, TX
    Posted on May 27th, 2026 06:50 PM
    Michelle and her team were fantastic with communication and working closely on the closing timeline. They came in a week early with time to spare. Great transaction!
    Reply from Michelle Willer
    June 26th, 2026 06:51 PM
    Laura, I'm grateful for your feedback and glad to hear that my team and I could assist with the communication and closing timeline effectively. It's good to know we met your expectations with the early completion. Thank you for sharing your...
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    Jason L
    SAINT LOUIS, MO
    Posted on May 23rd, 2026 11:45 PM
    Everything about the process was easy and simple.
    Reply from Michelle Willer
    June 3rd, 2026 08:50 PM
    Jason, I'm glad to hear that the process was easy and simple for you. Thank you for sharing your experience!
  • Encompass
    K
    Kimberly B
    FORISTELL, MO
    Posted on May 22nd, 2026 12:49 PM
    Michelle is always friendly and helpful. She answers all my questions promptly. I highly recommend her!
    Reply from Michelle Willer
    June 1st, 2026 12:50 PM
    Kimberly, I'm grateful for your kind words and recommendation. It's great to know that you find my assistance friendly and helpful. Thank you for sharing your experience!
  • Encompass
    J
    Jason R L
    O Fallon, IL
    Posted on May 18th, 2026 05:17 PM
    Michelle made it so easy and adjusted to any of our changes we had with the builder. Between our Banker, Builder, and realtor they were a great team!
    Reply from Michelle Willer
    May 28th, 2026 05:18 PM
    Jason, I'm pleased to hear that I could make the process easy for you and accommodate changes with your builder. It's appreciated that the collaboration between your banker, builder, realtor, and me created a great team for you. Thank you for...
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  • Encompass
    E
    Emily P
    SAINT LOUIS, MO
    Posted on May 16th, 2026 10:45 AM
    My home buying experience was incredibly stressful throughout. It felt like every single step forward caused two other pieces to fall apart. Michelle, Nick and Lisa were the only consistent, efficient, accurate and helpful part! I can not thank...
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    Reply from Michelle Willer
    May 26th, 2026 08:28 PM
    Emily, I'm grateful to hear that despite the challenges, you found my assistance along with Nick and Lisa's to be consistent and helpful. It's nice to know we could contribute positively to your home buying process. Thank you for your kind...
    read more
  • Encompass
    N
    Naiber N M
    ELLISVILLE, MO
    Posted on May 8th, 2026 03:09 PM
    Everything was easy, straightforward, everything was great
    Reply from Michelle Willer
    May 18th, 2026 03:10 PM
    Naiber, I'm happy to hear that everything went smoothly for you. Thank you for sharing your positive experience!
  • Encompass
    B
    Bridget S C
    CHESTERFIELD, MO
    Posted on May 6th, 2026 12:30 PM
    I heard great things about you from Ross and Jamie. I'm grateful you were able to keep me on task when I was distracted from time to time. Thank you!
    Reply from Michelle Willer
    May 18th, 2026 05:48 PM
    Bridget, I'm glad to hear that Ross and Jamie shared positive feedback about me. I'm pleased I could help keep you on track throughout the process. Thank you for your kind words!
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    About
    We build a mortgage plan that fits your goals, whether you are buying a primary home, a second home, or a rental property. We also work with your financial advisor, CPA, and attorney, so your mortgage fits your full financial picture, not just the loan itself. Our goal is simple: make the mortgage process easy to understand, fit it into your bigger financial plan, and keep the transaction smooth from start to finish.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Home mortgages for primary, 2nd home, and rental/investment properties
    Conventional Mortgages
    Jumbo
    First time homebuyers
    Bridge Loans
    Down Payment Assistance
    FHA
    VA
    View All
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    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 595462
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149