
Michelle Ota
Sr. Loan Consultant | NMLS # 209630

Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're ... Show More
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Michelle is very knowledgable in different kind of loans. She was able to pivot quickly and figure out a new solution when unfavorable situations came up during the escrow.
Reply from Michelle Ota
November 4th, 2024 04:39 PM
Thank you so much for your kind words, Kotchamon. I'm delighted to hear that you had such a positive experience with us. It can certainly be challenging when unexpected situations arise, but I'm glad I was able to quickly capture a better rate...
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There was an email sent on 9/27 regarding interest rates going up, and requesting a lock but that was ignored until a week before closing 10/15. Granted we could have pressured more and called, but under her advice, waiting cost us $200 a month....
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Our loan structure was complex but Michelle was able to effectively complete the process.
Reply from Michelle Ota
October 7th, 2024 04:08 PM
Thank you very much for your positive review, Thalia. I'm delighted to know that you're satisfied with the work we put in to help complete your purchase loan process, despite its complexity. It was my pleasure to assist you. Feedback like yours...
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Michelle and Sarah were absolutely amazing! Their professionalism and dedication to helping me become a first-time homeowner was truly exceptional. They navigated setbacks with such ease, keeping everything on track. The individual who recommended...
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Reply from Michelle Ota
October 7th, 2024 04:12 PM
Hi Israel, Thank you for the fantastic review! I'm thrilled to hear that you found our service exceptional. It was truly a pleasure to guide you through your first-time home ownership experience and I'm glad we were able to navigate the setback...
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I recently had the pleasure of working with Michelle Ota and her team from Blue Vista Mortgage to refinance my home and I can't express how grateful I am for their exceptional service! From the very first consultation, Michelle took the time...
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Reply from Michelle Ota
October 7th, 2024 04:15 PM
I'm thrilled to hear that you had such a positive experience refinancing your home with Golden Empire Mortgage, Inc. Thank you for your generous review. It's always my goal to provide comprehensive, personalized service to every client, and...
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This experience was fantastic because Michelle Ota guided us through every step with patience and dedication. She was always available to answer any questions we had, making the process much smoother. Even when one program became unavailable,...
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This experience was fantastic because Michelle Ota guided us through every step with patience and dedication. She was always available to answer any questions we had, making the process much smoother. Even when one program became unavailable,...
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Reply from Michelle Ota
October 3rd, 2024 05:08 PM
Hi Daisy, thank you so much for your glowing review and 5-star rating! I'm thrilled to hear your experience was fantastic. Guiding you through the process and being there for you while making sure everything ran smoothly was my top priority....
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Thank you so much Blue Vista Family. Our dream house is now a reality. Thank you so much. More power and God Bless c",)
It made it GREAT it's because Michelle, Sarah and the whole team are so informative, detailed and so focus on what needs to be done. Thank you so much Blue Vista Team on having myself and my family a new home that we can cherished for the rest...
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Reply from Michelle Ota
September 10th, 2024 09:18 PM
Archie, thank you so much for you're 5 start review! It is truly satisfying to have helped you and your family accomplish the American Dream using the "Dreams for All Program." I am so happy that you were satisfied with our service. You were...
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Michelle, you worked so hard for us and made every step of the home buying process go so smoothly! We really appreciated you and your team calming our worries when we were faced with what we thought were roadblocks.
Reply from Michelle Ota
September 9th, 2024 03:39 PM
I'm delighted to hear that you had a positive experience with us! It was my pleasure to assist you throughout the home buying process, and I'm glad to know that my team and I were able to be there for you during some of the challenges we experienced....
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About
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Golden Empire Mortgage - Branch Manager Mar 1st, 2016 - Current
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209630
- California