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Michelle Ota - Sr. Loan Consultant  | NMLS # 209630 in Gardena, CA

Michelle Ota

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Sr. Loan Consultant | NMLS # 209630

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Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're ... Show More
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Overall Ratings
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5 Star
93%
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5%
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Reviews from Web
  • SFTP
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    Kotchamon K
    Los Angeles, CA
    Posted on November 1st, 2024 09:51 AM
    Michelle is very knowledgable in different kind of loans. She was able to pivot quickly and figure out a new solution when unfavorable situations came up during the escrow.
    Reply from Michelle Ota
    November 4th, 2024 04:39 PM
    Thank you so much for your kind words, Kotchamon. I'm delighted to hear that you had such a positive experience with us. It can certainly be challenging when unexpected situations arise, but I'm glad I was able to quickly capture a better rate...
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    Pierre S
    Gardena, CA
    Posted on October 29th, 2024 06:24 AM
    There was an email sent on 9/27 regarding interest rates going up, and requesting a lock but that was ignored until a week before closing 10/15. Granted we could have pressured more and called, but under her advice, waiting cost us $200 a month....
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    Thalia D
    Los Angeles, CA
    Posted on October 7th, 2024 03:55 PM
    Our loan structure was complex but Michelle was able to effectively complete the process.
    Reply from Michelle Ota
    October 7th, 2024 04:08 PM
    Thank you very much for your positive review, Thalia. I'm delighted to know that you're satisfied with the work we put in to help complete your purchase loan process, despite its complexity. It was my pleasure to assist you. Feedback like yours...
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    Israel J
    Los Angeles, CA
    Posted on October 6th, 2024 04:14 AM
    Michelle and Sarah were absolutely amazing! Their professionalism and dedication to helping me become a first-time homeowner was truly exceptional. They navigated setbacks with such ease, keeping everything on track. The individual who recommended...
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    Reply from Michelle Ota
    October 7th, 2024 04:12 PM
    Hi Israel, Thank you for the fantastic review! I'm thrilled to hear that you found our service exceptional. It was truly a pleasure to guide you through your first-time home ownership experience and I'm glad we were able to navigate the setback...
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    Irma V
    Hawthorne, CA
    Posted on October 3rd, 2024 05:49 PM
    I recently had the pleasure of working with Michelle Ota and her team from Blue Vista Mortgage to refinance my home and I can't express how grateful I am for their exceptional service! From the very first consultation, Michelle took the time...
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    Reply from Michelle Ota
    October 7th, 2024 04:15 PM
    I'm thrilled to hear that you had such a positive experience refinancing your home with Golden Empire Mortgage, Inc. Thank you for your generous review. It's always my goal to provide comprehensive, personalized service to every client, and...
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    Adrien,Dai G
    Posted on October 3rd, 2024 05:00 PM
    This experience was fantastic because Michelle Ota guided us through every step with patience and dedication. She was always available to answer any questions we had, making the process much smoother. Even when one program became unavailable,...
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    Daisy G
    Reseda Area Los Angeles, CA
    Posted on October 3rd, 2024 05:00 PM
    This experience was fantastic because Michelle Ota guided us through every step with patience and dedication. She was always available to answer any questions we had, making the process much smoother. Even when one program became unavailable,...
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    Reply from Michelle Ota
    October 3rd, 2024 05:08 PM
    Hi Daisy, thank you so much for your glowing review and 5-star rating! I'm thrilled to hear your experience was fantastic. Guiding you through the process and being there for you while making sure everything ran smoothly was my top priority....
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    Archie B
    Posted on September 10th, 2024 08:34 PM
    Thank you so much Blue Vista Family. Our dream house is now a reality. Thank you so much. More power and God Bless c",)
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    Archie B
    (San Pedro Area) Los Angeles, CA
    Posted on September 10th, 2024 08:33 PM
    It made it GREAT it's because Michelle, Sarah and the whole team are so informative, detailed and so focus on what needs to be done. Thank you so much Blue Vista Team on having myself and my family a new home that we can cherished for the rest...
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    Reply from Michelle Ota
    September 10th, 2024 09:18 PM
    Archie, thank you so much for you're 5 start review! It is truly satisfying to have helped you and your family accomplish the American Dream using the "Dreams for All Program." I am so happy that you were satisfied with our service. You were...
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    Eduardo B
    Los Angeles, CA
    Posted on September 9th, 2024 01:17 PM
    Michelle, you worked so hard for us and made every step of the home buying process go so smoothly! We really appreciated you and your team calming our worries when we were faced with what we thought were roadblocks.
    Reply from Michelle Ota
    September 9th, 2024 03:39 PM
    I'm delighted to hear that you had a positive experience with us! It was my pleasure to assist you throughout the home buying process, and I'm glad to know that my team and I were able to be there for you during some of the challenges we experienced....
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    About
    Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Golden Empire Mortgage - Branch Manager
      Mar 1st, 2016 - Current

    Year Started

    1990

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209630
    • California