Michelle Ota
Sr. Loan Consultant | NMLS # 209630
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're ... Show More
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Reviews from Web
Sarah and Michelle were great to work with. They were always willing to answer any questions we had.
Reply from Michelle Ota
October 3rd, 2025 09:05 PM
Hi Kassidy, Thank you so much for the 5 star review.!! We are so happy that you are buying your first home using the HOP and grant program to help make this happen. I know it was a bit of a wait for the grant program but we got it done. Wishing...
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What made my experience great was Michelle Ota herself. She went above and beyond to guide me through every step of the homebuying process, making sure I understood what was happening and what to expect. She was patient, transparent, and always...
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Reply from Michelle Ota
August 23rd, 2025 05:31 AM
Josue, thank you for sharing your experience. I'm truly delighted that you found my guidance throughout your homebuying journey so supportive and educational. It's my goal to not just assist with the paperwork but to make sure you feel confident...
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Michelle was knowledgeable, patient, and an immense help with our first home. Her and her assistant, Sarah, made the process smooth and transperant.
Reply from Michelle Ota
August 22nd, 2025 01:43 AM
Carlos, thank you for your generous feedback. I'm pleased to hear that my support, along with Sarah's assistance, made your first home-buying experience smooth and transparent. Being knowledgeable and patient during this significant journey...
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Great to work with!
Provided great advice and talked us through the whole process.
Reply from Michelle Ota
August 17th, 2025 03:40 PM
Monica, thank you for taking the time to share your experience. I'm glad to hear that the advice I provided was helpful and that guiding you through the whole process made a difference. Supporting my clients through each step is very important...
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Michelle was an absolute rockstar—she made financing my home smooth, stress-free, and totally seamless. Couldn't have done it without her.
Reply from Michelle Ota
August 11th, 2025 04:06 PM
KHRIPSY, thank you so much for your kind words. I'm thrilled to hear that your home financing process felt smooth and stress-free for you. It means a lot to me that I could support you in such an important journey. If there's anything you need...
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Michelle was very professional and disd a good work helping us get our Loan. Thanks
Reply from Michelle Ota
July 27th, 2025 12:29 AM
Hi Eva, thank you so much for your generous review. I am happy that you both were able to find a home so quickly and use the down payment assistance programs to help with lowering the payment. We are here for you with any questions post purchase....
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Michelle Ota, her assistant Sarah, and my highly recommended real estate agent, Jim Chang, are an ABSOLUTELY AMAZING team to work with! Going way beyond the expected at every turn to make a stressful situation go so smoothly, despite my occasional...
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Reply from Michelle Ota
July 25th, 2025 05:14 PM
Thank you, Magdalena, for sharing your experience. It's wonderful to hear that you felt supported throughout the process. I'm so pleased that Sarah, Jim, and I were able to help navigate any challenges that came up. It means a lot to me that...
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Michelle demonstrated exceptional reliability and integrity throughout our home buying process. Even while we were out of town during the escrow and loan processing period, she went above and beyond to ensure that everything proceeded smoothly...
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Reply from Michelle Ota
July 27th, 2025 05:00 AM
Victor, thank you for your thoughtful review. I'm delighted to hear that you felt confident and supported during your home buying journey, even from afar. I understand how crucial clear communication and attention to detail are in such important...
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Throughout the house buying process, Blue Vista Mortagage was very thorough, helpful, and informative. They go the extra mile to help you accomplish your needs
Reply from Owner
July 23rd, 2025 04:16 PM
Thank you so much. We appreciate you both and really are so so happy you found the perfect home!.
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About
Hi! I am Michelle Ota! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Golden Empire Mortgage - Branch Manager Mar 1st, 2016 - Current
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209630
- California