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Michelle Merritt - Loan Originator | NMLS# 517375 in Minneapolis, MN

Michelle Merritt

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Loan Originator | NMLS# 517375

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
  • Encompass
    A
    Angela C C
    THORNTON, CO
    Posted on May 27th, 2026 04:12 AM
    Michelle and Liz did great communicating with us and providing us with the information we needed
  • Encompass
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    Michael J T
    CONIFER, CO
    Posted on May 4th, 2026 01:31 AM
    Michelle has always been an advocate for us and is always on top of the game!
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    Lynnette M S
    ENGLEWOOD, CO
    Posted on April 18th, 2026 02:47 AM
    I had a pretty good experience overall This was my first time doing this whole thing on my own At times I needed some handholding There was a few times I felt alone and when I had messaged I didn't hear back and it if I did it was not timely...
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    Joseph P
    BRIGHTON, CO
    Posted on April 16th, 2026 11:41 PM
    Such a smooth and informative and communicative experience!! Thank you so much! COOKIES ARE FOR CLOSERS!!
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    Andrew W
    BROOMFIELD, CO
    Posted on March 31st, 2026 11:38 AM
    Michelle made the process extremely smooth and was easy to get ahold of throughout. She's personable and treated us with care, even while she was traveling.
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    Sam B
    BROOMFIELD, CO
    Posted on March 30th, 2026 05:30 PM
    Good communication thoughout the process!
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    Kaela F
    COLORADO SPRINGS, CO
    Posted on March 29th, 2026 10:10 AM
    They worked hard to get the loan done.
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    Kevin C
    SIMLA, CO
    Posted on March 25th, 2026 01:18 PM
    Michelle took over the loan file from my buyer's previous lender who could not get the loan closed. Michelle and her team where able to get them closed in record time!
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    Kevin L
    SIMLA, CO
    Posted on March 19th, 2026 12:43 PM
    The whole team is just amazing and excellent at what they do
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    Emily G
    BERTHOUD, CO
    Posted on March 7th, 2026 09:44 PM
    Michelle and her team were phenomenal during the whole process. They kept us informed and helped us along the way.
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
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    Licenses
    • NMLS# 517375
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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